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Most life insurance policies aren’t tax deductible as the IRS considers them personal expenses; however, there are exceptions; for instance, premiums paid by an employer for group life policies may be deducted; also some permanent policies provide tax advantages like an untaxed death benefit and tax-deferred growth of cash value. Taxes Though many individuals and […]

As part of the Affordable Care Act, it became illegal for health insurance companies to deny coverage based on sexual orientation or gender identity; however, policies and requirements can differ widely depending on each policy provider. Private insurers may require letters from healthcare professionals certifying the medical necessity of gender affirmation surgery before providing coverage […]

Selecting an insurance provider carefully is key when looking for employment in life insurance. A reliable insurer will offer both affordable premiums and outstanding customer care services. NerdWallet conducted research into New York-based life insurance providers that sold life policies, and conducted an evaluation based on employee satisfaction data, industry rankings and complaints with state […]

When searching for the ideal career, many individuals factor in factors like job satisfaction, salary growth, opportunities for advancement and stability as being essential. One industry that can offer all of this is insurance. Insurance is an essential consumer necessity that does not follow the same unpredictable ups-and-downs of other industries. Here are five compelling […]

To cancel a Northwestern Mutual life insurance policy, it’s necessary to contact them and submit the necessary paperwork. However, this process can be complex and will necessitate a thorough review of your finances and current needs. Your cancellation request should include a written request, copy of your policy and personal data to assist the company […]

It is an enormous accomplishment to purchase a home, but also a significant investment. Homeowners insurance is one of the best ways you can protect your investment. The HO-3 Special Form policy is the most popular type of homeowners insurance. This policy covers your home and personal property. It is one of several types of homeowners policies available. Understanding the […]

Traffic in major metropolitan areas is often terrible, especially during peak hour. In any major city, a car accident can occur during peak hours or at any hour of the day. Everyone is aware that a car crash can cause minimal damage to property and, at worst, could result in death. In most cases, the damage to property […]

If you find that you don’t have enough savings to cover a financial emergency, borrowing from your life policy may seem appealing at first. You may have had it for many years, and the ability to get a cash loan quickly was probably the main reason you bought permanent life insurance. Your whole life or universal insurance policy […]

Imagine a world where businesses can be managed without worrying about making mistakes. In such a world every client would be completely satisfied with the service and each product would work as it was intended. However, this is not the way the real world works. Our business reality is that deadlines are broken and clients and […]

When you own something, it’s your personal property. This means that, unless you give someone else permission to use it, they can’t do anything with it without your permission. This includes taking it, selling it, or even giving it away. One of the most important things to remember when it comes to your personal property […]