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Car insurance rates in New York can be expensive, but there are ways to lower them. A great way is comparing quotes from multiple providers such as USAA and NY Central Mutual and then selecting the one with the lowest premiums. Car insurance rates in NYC depend on your age and driving record; drivers with […]

Air ambulance costs may not top most people’s list, but can quickly add up in an emergency situation. Many assume their travel or health insurance covers medical air transport; it is wise to read your coverage details closely in case any mismatch arises. Medical air transportation is only covered when considered “medically necessary”. Insurance companies […]

As with any significant investment, protecting an aircraft with insurance is of utmost importance – but how much will it cost? An aviation insurance provider that understands your specific needs is your ideal solution. Look for companies with extensive experience and strong broker relations; those that provide optimal liability and airplane hull coverage could provide […]

Buying a home is one of the biggest investments you can make in your life, and it’s important to protect it with a good home insurance policy. However, shopping for home insurance can be a daunting task. There are so many different options available, and it’s hard to know which one is right for you. […]

Every year, the number of UK-based small businesses grows. People start a business for many reasons. They may want to pursue a dream, work from home, or redundancy. This growth has been fueled by the growth of broadband Internet. While some of these businesses may need financial backing from venture capitalists, others will not. All will require a […]

Are you and your Insurance Company aware of your Liability? All roads have traffic signs. They give us directions, warnings and information. They are found on public roads, private roads and parking lots. All agencies that have public or private roads open for public travel must have a traffic sign management and assessment plan. You may be thinking […]

Beginning an independent insurance agency can be an extremely rewarding venture for those with experience in the insurance sector. This guide will discuss various elements necessary to launch and operate a profitable insurance agency. This includes providing information such as company description, legal business structure (i.e. LLC or corporation), office locations, customer demographics and any […]

Accident claims are no longer stigmatized. People make claims because they feel that they were put in a dangerous or hazardous situation by the negligence of another person. It is important to highlight the breach of duty and ignorance of the person responsible in order to rectify the situation and to reduce the chance that another person […]

1. IntroBefore I begin to discuss this month’s insurance topic I want to highlight a little irony that occurred at the end last month. After writing an article on what to do in case of a winter auto crash, I found myself sliding on the ice and heading slowly toward another car at an intersection. I was going […]

It’s important to be familiar with the terminology in order to navigate the maze of options for insurance. Annuity- An insurance product that provides lifelong benefits. Appraisal- To determine the value of a property (in order to insure for loss).Claim- Documented demand for benefits as set forth in the insurance policyCo-pay – A fee that […]