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Title insurance is an important tool for property buyers and homeowners who want to protect their investment against potential title defects. But, can you choose your own title insurance company? While there are some instances where you can choose your own title insurance company, it is not always the case. This article will discuss the […]

Mutual insurance companies have long been a staple of the insurance industry, offering customers protection and access to risk management solutions. But with the rise of new business models that are rapidly transforming the sector, many organizations are turning to mutual insurance holding companies (MIHCs) as a way to drive growth. So what is an […]

Have you ever been in a car accident, only to find out that the other driver’s insurance company is dragging their feet? It can be an incredibly frustrating situation, and one that many drivers have experienced. Unfortunately, dealing with insurance companies isn’t always a simple process; they don’t always work quickly or efficiently. So what […]

Most successful businesses are involved in risk management at some point. Assessing and managing risk can be done in a number of ways. It is an integral part of most businesses’ basic planning. No matter your business, no matter who you may be, avoid risk management is risky. Why insurance exists in first place It is important to […]

Professional Indemnity Insurance Your professional indemnity insurance covers you against legal liability for any losses that your customers suffer as a result your negligent advice. Legally, professional indemnity is required for certain professions such as accounting, law, and financial services. It is also common in other areas, such as publishing, management, computer consultancy, engineering, and design. A professional […]

How much a funeral costs can be affected by the type of burial you choose. While the median national funeral with a viewing and burial costs $7,640, average funeral costs skyrocket past $9,000 when you include a vault. Because most funeral homes are able to handle cremations in-house, an average cremation costs only $350. The National Funeral Directors Association (NFDA), […]

Personal auto policies don’t include rideshare insurance. This is something you should consider if your company uses Uber and Lyft as drivers. It is common to believe that rideshare insurance is not covered by your employer-provided car insurance or any other commercial insurance. This is because you may need it when you pick up passengers and […]

The recent economic slowdown, as shown by all indicators (except those used by George Bush), has caused SUV and car owners to resort to arson to pay off their debts. This is not a new phenomenon, but car arson (or torching), and insurance fraud are both well-established. It is seen as a direct correlation with the […]

An “appraisal clause” is a feature of many auto insurance policies. It means that any disputes between policyholders and insurance providers are to be arbitrated, not litigated in courtrooms. Each party must hire an appraiser to evaluate the claim and to make any settlement offers. If they are unable to reach an agreement, the appraisers will present […]

Every homeowner should have a basic understanding of what their homeowners insurance policy covers. When it comes to protecting your home and belongings, you want to make sure that you are covered in the event of an unexpected incident. One potential issue that may arise is a dry well. A dry well is a type […]