Search Results for: invest

What To Do If Insurance Is Not Paying Correct Value If The Total Loss?

If your car has been deemed a total loss by an insurance company, the last thing you want is to be underpaid for its value. It can be an especially frustrating situation if you feel like the insurance company isn’t taking all factors into consideration when determining the value of your vehicle. Fortunately, there are […]

How Long Do You Have To Reopen A Homeowners Insurance Claim?

Homeowners insurance is one of the most important investments a homeowner can make. It provides protection against accidents, disasters, and other unexpected events that could cause costly damage to your home. However, many homeowners are unaware of the time frame they have to reopen a homeowners insurance claim once it has been filed. Knowing the […]

What to do if your life insurance company denies a claim

There are many contingencies that could cause life insurance policies to be void. Each life insurance company has a unique claim handling process, just like with renters and auto insurance. No matter the reason, denials of claims during difficult times after the death of a loved one can complicate the entire situation for families and heirs that are […]

Nationwide insurance review

Nationwide has been providing insurance since 1926. It was originally called the Farm Bureau Mutual Automobile Insurance Company. It serves more than just farmers and automobiles, thanks to its simpler title. It covers homes, farms, pets, recreational vehicles, as well as investment products like annuities, pension plans, and mortgages. Nationwide auto insurance Nationwide auto insurance covers both […]

Does The Mortgage Company Pay Homeowners Insurance?

Mortgage companies frequently include homeowners insurance payments into monthly mortgage payments through an escrow account to reduce risk to themselves by guaranteeing timely property tax and home insurance payments. At closing, insurance and property tax payments, along with private mortgage insurance (PMI), are placed into an escrow account by lenders for payment as they become […]

How Are State Insurance Guaranty Associations Funded Quizlet?

Guaranty associations are created in each state to protect consumers in the event of insurer insolvency and provide them with support, as well as facilitate assessments from insurers who do business within that state. All approved insurers are legally obliged to participate in at least one state guaranty association regardless of where their cooperate office […]

Understanding Insurance: What Do You Get for Your Premium?

An insurance policy won’t provide immediate satisfaction like buying a TV, washing machine, or other items you use every day. In fact, we often hear clients say: “I have never been in an accident with a vehicle.” Or “I never get sick.” Or, “My employees have never been injured on the job… What am I getting for my premium? […]