Recent bank failures by Silicon Valley Bank and Signature Bank have raised concerns among some consumers regarding their retirement funds. However, safeguards exist which can help prevent losing your hard-earned savings. The Federal Deposit Insurance Corporation provides coverage for bank deposits like savings accounts and certificates of deposit; it does not cover investments such as […]
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Tax season can be daunting, so when filing your return it is essential to claim all eligible deductions and credits – such as deductions from insurance premiums. Rules regarding health insurance vary depending on how it was acquired, whether or not you itemize deductions and how you obtained coverage. Here are some of the main […]
Leaks in AC units can cause significant water damage and cost homeowners significant sums of money – but is this damage covered by insurance policies? Homeowner’s insurance does not usually provide protection for equipment failure due to wear-and-tear or neglect, however an endorsement or standalone policy might. AC Units An AC unit is an essential […]
North Dakota car insurance is required by law. However, it is strongly recommended for financial protection. There were 14,521 accidents and 100 deaths in North Dakota in 2019.According to the North Dakota Department of Transportation, it is approximately $. An additional estimate of the cost isUninsured drivers account for 13% of state driversUninsured drivers can pose a […]
Your wedding day is an investment and when something goes wrong you could stand to lose out financially. Wedding insurance provides peace of mind so you can sleep easier at night. Your venue has been damaged by an overly inebriated guest, or perhaps they were stolen or lost altogether, while inexplicably your military groom or […]
Vision therapy is an in-office and at-home program used to address vision problems such as amblyopia (lazy eye), crossed eyes (strabismus), double vision, eye teaming and visual processing issues. Children struggling in school, having trouble focusing or reading, or being diagnosed with ADHD/ADD could benefit from Vision Therapy. Adults experiencing headaches, eye strain or “fuzzy” […]
Los Angeles residents can purchase affordable health insurance coverage on the California state exchange marketplace. Plans offered there must meet certain standards and minimum essential coverage requirements, making shopping for coverage simple and accessible. Individuals without qualifying health insurance will face a penalty when filing their taxes unless they qualify for an exemption. To avoid […]
Before choosing a dental insurance plan for yourself or your family, take into account their dental history and current needs. Compare annual maximums, deductibles, copays and provider networks until you find one that best meets them all while staying within your budget. Fee-for-service dental plans allow you to select any dentist of your choice and […]
What is Guaranteed Issue Life Insurance? Guaranteed issue life insurance, or guaranteed acceptance life insurance, is a type of whole life insurance policy that does not require you to answer health questions, undergo a medical exam, or allow an insurance company to review your medical and prescription records. It may also be called “no-questions life insurance” or even […]
Saving money is difficult no matter where you are in your financial life. A good savings plan requires more than a budget and goals. It also requires a disciplined attitude towards keeping your finances in order, working towards reaching goals and avoiding impulse purchases when savings begin to accumulate. Protecting your cash from the unexpected is one […]