The UK saw an increase in unemployment of 128,000 between October and October, reaching 2.64million. This is the highest number since 1994. The Office for National Statistics (ONS), which released it on 14 December 2011, confirmed that the unemployment rate rose from 7.9% for quarters past to 8.3%. Many employees are starting to wonder if they will […]
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Apr
Apr
No one is immune to grumbling about insurance rates, whether they are for homeowner, life, or health. Everyone wants the best, but not for too much. If we have the option to shop around, we should. We want the best price for the coverage that we need. It is important to only choose stable and reliable insurance […]
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Apr
Apr
The other day, I was inspired by a conversation I had with a friend. My friend, whom I will refer to as an insurance company loyalist said that she has been with her insurance company for 52 year. They jump when I call them. As I wanted to gain more insight from his perspective, we discussed this belief […]
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Apr
Apr
Insurance refers to all types of risks. Insurance policies can only be used to share risks with others with similar risks. While some risks can be insured (i.e., insurable), others cannot. non-insurable risks). Insurable Risks Insurable risks refer to the risks that the insurer covers or makes provision for. They are those risks against which it is possible […]
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Apr
Apr
This article will explain what assurance insurance policy is. What does it mean? This is an insurance policy that allows the policy holder or beneficiary to receive a refund after a specified period or event. This agreement is between the policy buyer and the insurer. On the death of a policy buyer or other serious illness, the insurer must […]
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Apr
Apr
You may wonder why many UK insurers refuse to pay insurance claims. This is part of the agreement between the insured and the insurer, isn’t it? Yes. An insurer cannot refuse to pay legitimate claims. The insurer can, however, question the legitimacy and make a payment. Insurers are now making greater efforts to verify that a claim is legitimate. You […]
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Apr
Apr
Have you ever wondered if you need flood insurance even though your property falls within Zone X, the supposedly low-risk flood zone? It’s a question that many homeowners ask themselves, and the answer may surprise you. While it’s true that Zone X is considered less likely to experience flooding, it doesn’t mean that your home […]
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Apr
Apr
According to the 2021 Insurance Barometer Study, industry groups LIMRA (Life Happens) and Life Happens, more than half of Americans underestimate the cost of life insurance. 44% of millennials believe that a $250,000 20-year term policy would cost $1,000 per year for a healthy 30-year old, while the real price tag is around $160. It’s easy […]
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Apr
Apr
Traditional lenders are not currently willing to use brokers because of the lack of funding through traditional channels. Lenders are finding it difficult to manage their direct businesses. In the medium-term, the current shake-out in the broker market will end and there will be fewer brokers. The best investments in technology or niche services will bring the greatest returns. The […]
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Apr
Apr
The world financial system is in crisis, with the United States and Europe in recession and Europe on the verge of collapse. Investors are losing money, while employees are losing their 401ks. It is rare that companies offer any type of pension plan. The interest rates offered by banks are almost non-existent. Inflation and taxes can erode any […]