Bank of America Unlimited Cash Rewards and Customized Cash Rewards credit cards both provide cardholders with generous cash back rewards. While the Unlimited Card provides a flat rate reward structure, the latter tiers its rewards accordingly. Cardholders may choose between direct deposit to their checking or savings accounts at Bank of America or credit towards […]
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James is contemplating taking out a payday loan from Diane. However, Diane wants him to pay an interest rate which exceeds legal maximum. James can take action against Diane by nullifying his loan contract and recovering double or even triple the usurious interest paid. Laws differ depending on which state banks are in. Banks can […]
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Capital One Spark Cash Plus card is tailored specifically to high-volume business spenders. It comes with an attractive welcome offer and many perks including employee cards, roadside assistance coverage and extended warranty coverage. However, the $150 annual fee might be an obstacle for small businesses considering applying. So is this card really worth investing in? […]
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Maximizing cash back with your credit card begins by finding cards tailored specifically to your spending patterns. Combine a flat-rate card with one offering bonus categories in order to increase earnings potential and optimize earnings potential. Always pay your balance off monthly to avoid interest charges that could quickly reduce rewards and accrue. Also consider […]
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American Express Membership Rewards points can be redeemed in many ways, but their most advantageous use lies with travel partners of American Express – particularly airline and hotel loyalty programs that convert at 1:1 ratio. Use points to give back by making charitable donations through JustGiving, although only do this if it makes sense for […]
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Only certain credit cards offer you the ability to choose and change your bonus spending categories monthly, although some cards might come with quarterly spending caps or lower regular APR rates that limit earnings. However, if you hold multiple large Bank of America deposit and investment accounts, considering which options could improve rewards rates may […]
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The best 2 percent cash back cards offer an easy rewards rate that doesn’t involve activating categories or tracking earning caps. Many also don’t charge an annual fee and allow you to redeem rewards towards investing, savings or paying down loans with the issuer. Some cards offer additional perks, like travel insurance and DoorDash memberships; […]
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Wichita residents are well aware of the importance of having insurance. However, the average policy cost in the city is quite high. Nearly 59% of Wichita residents have their own homes with a median value $133,400. The average Wichita insurance policy costs $2,878, which exceeds the $2,694 state average and is well above the $1,674 national average. […]
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Oct
It can be tough when you have to make a decision about life insurance. One of the most important factors to consider is the company you choose to work with. However, sometimes there’s just one problem with the life insurance they offer and you just can’t get over it. In this blog post, we will […]
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If you’re a member of a nys cooperative, you may be wondering if you need homeowners insurance. After all, your property is communal and you can’t sell it or use it as your personal residence. In this blog post, we’ll explore the answer to this question and help you decide if homeowners insurance is something […]