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Essentials of Backpacker Travel Insurance

Backpacker insurance is an option for those who are vulnerable to financial loss due to unforeseeable circumstances. In the 1600s, insurance companies began to take on risksharing. Modern enhancements have been made to cater to different needs. The idea was born to help merchants who lost a lot of money due to shipwrecks or other maritime incidents. […]

How Many People Switch Their Car Insurance Each Year?

Shopping around for car insurance is an important part of owning a car. Being informed about the different companies and policies available can save you money in the long run. But how many people actually switch their car insurance each year? This blog post will explore the different factors that influence someone’s decision to switch […]

Is Optima Health Insurance Good?

Optima Health Insurance is an established healthcare provider with a commitment to offering affordable and accessible coverage. Their plans provide comprehensive healthcare services as well as prescription drug coverage; furthermore they offer discounts to help customers save on premiums. The company’s Optima Plus plan offers subscribers access to an expansive network of healthcare providers and […]

Do Health Insurance Companies Need Social Security Numbers?

Every year, over two million Americans become victims of medical identity theft. One way to ward off this form of fraud is by safeguarding your health insurance information. As people are cautious to provide their Social Security numbers due to identity theft concerns, some healthcare providers and patients may hesitate to share them. Luckily, legislation […]

What Insurance Companies Will Backdate Insurance?

Insurance backdating involves falsifying evidence to claim you had coverage prior to its actual policy date, which is considered fraud in many states and criminal offenses in others. People seeking backdated coverage should consult brokers or agents experienced with this process when seeking backdated policies. Insurance brokers can assist individuals in the process of backdating […]

What Insurance Do I Need For Rental Property?

When renting out space within their home or business to others, landlord insurance is necessary. This type of homeowners coverage takes into account any risks that come with renting to others. Landlord insurance policies typically consist of three coverage areas for landlords: property coverage, liability protection and rental income replacement. Selecting the ideal policy depends […]

Does Car Insurance Have to Match Registration?

Names on both your car insurance policy and registration should match, to facilitate claim investigations more efficiently. However, this rule varies by state: some require the name on your policy to match what’s listed on your registration, while in others they don’t have to match at all – with New York being an exception where […]

How Much Does Comprehensive Insurance Cost?

By increasing your deductible amount, you can lower the costs of comprehensive insurance. Just make sure it is affordable enough should an accident happen. Your vehicle’s value and the cost to repair it play a large part in how much comprehensive insurance costs. Use our free valuation tool to quickly assess how much it’s worth! […]