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The internet is everywhere! Online shopping is a great way to buy Christmas gifts, and this week I bought my son a Nintendo DS online. You can also purchase insurance online. There are some benefits to purchasing health insurance online. You might be able save time and compare plans to get estimates of premiums. These are […]

Many people believe that insurance is a waste and only those who are extremely careful should have it. Many more people, especially those younger than them, believe they won’t need insurance. They also think that the need to research and purchase insurance will never arise for them. You can bet that insurance will become necessary at some […]

Health insurance is an agreement that covers some or all of your medical costs in exchange for a monthly premium, copays and deductibles. You can find health plans through employers or schools. New York State offers two health insurance programs to its residents based on income: Child Health Plus and Medicaid. Medica is an insurance […]

No matter if you enroll in an Affordable Care Act-compliant plan on the marketplace or shop privately for health coverage, making decisions requires many decisions and choices. Your primary consideration should be how much of an annual and monthly premium you can afford for health coverage. Consider each plan’s deductible, copayments and drug formulary before […]

Maintaining adequate business insurance can provide your organization with essential protection in times of emergency, but with so many options and paperwork involved in applying for commercial policies it may appear daunting. Take steps now to secure coverage that best meets the needs of your business, and save both time and money by taking small […]

CIT Bank is an established, trustworthy online bank offering competitive rates and benefits on savings and checking accounts, such as its eChecking account that earns interest as well as reimburses up to $30 in ATM fees per month. First Citizen’s Bank has been providing deposit insurance since 1898; up to $250,000 of your deposits per […]

The National Flood Insurance Program (NFIP) works in collaboration with FEMA-approved insurance providers to offer policies covering both the structure of a building and its contents. Home and renter policies do not usually cover flooding damage, making separate flood coverage essential. Even an inch of water can cause significant damages; one inch can cost thousands. […]

Life insurance can be a challenging investment to navigate. Finding an appropriate policy requires finding the perfect balance between cost, term length, death benefit and term length – ultimately the policy should meet all your needs. Return of premium life insurance may be worth investigating as an attractive option. This type of policy differs slightly […]

Many insurance policies offer grace periods to give policyholders time to make past-due premium payments before their coverage lapses. This article will discuss what happens if health insurance lapses as a result of missed payments, and how you can prevent another lapse by making timely payments. Life happens, and sometimes it can be challenging to […]

Couples are most concerned about the weather, venue, key people, sickness or injury, as well as the key people and key people. There may be a maximum amount that can be claimed for each section and a deductible. Before you buy wedding insurance, make sure to verify the details. * Venue: Find out if the ceremony or […]