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Until January 2010, vehicles in the UK were divided into one among 20 insurance groups. The system was expanded to 50 groups in order to allow cars to be classified with greater precision. Insurance companies consider your car to be less risk if it is in a lower group than its previous classification. A car rated 12 would […]

You may have heard of the FDIC before, but what is it and does Icici Bank fall under its protection? The FDIC is the Federal Deposit Insurance Corporation, and it’s a government agency that protects consumers’ deposits in banks and financial institutions in the event of a failure. So, if your bank were to fold, […]

Durham is home to more 321,000 residents , making it one of the most populous cities in North Carolina. The current average homeownership rate is 65.8%, but 54% of the residents own a home. The majority of those who own a home will purchase insurance to protect their home. Rates for homeowners insurance in Durham are lower than […]

If you’re a homeowner in California, you may be wondering what to do if your homeowners insurance has been cancelled or non-renewed. Homeowners insurance is not required by law in California, but your mortgage lender will probably require you to have it. There are a number of reasons why your homeowners insurance might be cancelled […]

Many people believe that if they have an act of God insurance claim, their insurance company cannot drop them. Unfortunately, this is not always the case. Here, we will explore what an act of God insurance claim is and whether or not your insurance company can drop you for making one.  What is an Act […]

The health insurance industry in the United States is a behemoth. In 2019, the top 10 largest health insurance companies in the US took in a combined total of over $1.2 trillion in revenue. That’s a lot of money! But who regulates this industry and makes sure that these companies are behaving themselves? In this […]

If you’re looking for a good insurance company, you may have come across Washington National Insurance. But is this company actually good? In this blog post, we’ll take a close look at the company and its policies to see if it’s a good option for you.  History of Washington National Insurance Washington National Insurance Company […]

Have you ever wondered how to cash out whole life insurance? If so, you’re not alone. Many people are unaware of the fact that you can actually get cash for your whole life insurance policy. While it may seem like a complicated process, cashing out your whole life insurance policy is actually quite simple. In […]

Prp knee injections are a popular treatment for people with knee pain. They’re injected into the patella tendon, which is the tendon that connects the kneecap to the thighbone. This treatment is often used alongside other treatments, like surgery or physical therapy. The good news is that prp knee injections are usually covered by insurance, […]

If you’re like most people, you probably believe that long term care insurance proceeds are tax-free. After all, these are funds that were meant to help cover expenses in the event that you become incapacitated. But is this actually the case? The short answer is yes, long term care insurance proceeds are taxable. However, there […]