Credit card rewards markets are highly competitive, offering many types of rewards from straight cash back to accruing miles or points for unique experiences and travel perks. Redeemable rewards from rewards cards come in various forms – statement credits, checks or direct deposit into their bank accounts are some options available to cardholders; many also […]
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Credit card issuers need to deliver superior customer service. Furthermore, cardholders expect their card issuers to stand by them during merchant disputes. American Express came out on top in the J.D. Power 2022 U.S. Credit Card Satisfaction Study for high customer service scores and outstanding satisfaction, followed by Discover in second place and Bank of […]
Balance transfer credit cards may save you money by moving your debt onto one with a low or no interest rate – but only if you use it exclusively for spending and pay it off before its introductory period ends. Key components of successful transfer processes include having both a good credit score and plan […]
No matter if it is for an iPhone, MacBook, or something else entirely – credit cards offer rewards while protecting purchases with damage and theft coverage as well. Apple Card offers an attractive daily cash back rate for people shopping with them; however, it may not be suitable for every shopper. 1. Discover it Cash […]
Amazon is well known for offering an enormous selection of goods at very competitive prices, but there are ways to further reduce costs with additional discounts or cash back offers. One option available to Prime members is the Prime Rewards Visa Signature card, which offers them 5% back from Amazon and Whole Foods Market purchases […]
Understanding Purchase APRs can help you better manage your credit card balance. A purchase APR refers to the rate at which unpaid purchases increase each billing cycle if your statement balance isn’t fully paid by its due date. Attractively lowering your purchase APR requires improving credit scores and making on-time payments – here’s how you […]
Even with recent improvements, many Americans continue to struggle financially. According to a new LendingClub study, 64% of American consumers claim they at least periodically live paycheck-to-paycheck while 46% live that way regularly. The New Reality Check report by digital marketplace bank investigates why consumers struggle financially and what changes have been implemented to improve […]
Ramp offers a robust product, but to remain successful it must expand into additional areas such as payroll and deeper accounting features. Recently it acquired Buyer, an online platform that helps companies save money when buying software products. Ramp is a charge card designed to eliminate fees, including foreign transaction and monthly fee charges, providing […]
American Express’ Blue Cash Preferred Card provides 6% cash back on groceries, helping offset its $95 annual fee while adding even greater value. Plus, additional perks make this card even more desirable! These tips can help you maximize the rewards and benefits of an American Express card, including access to VIP event access like pre-sale […]
Whoever values gas rewards may find the $0-annual-fee Bank of America Customized Cash Rewards card attractive. This credit card offers 3% back in spending categories such as gas stations and EV charging stations, online shopping or cable, streaming internet, phone services with additional 2% offered back at grocery stores and wholesale clubs. 0% introductory APR […]