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You may have to pay more for repairs if your vehicle is damaged in an accident. You should also consider other costs such as phone calls to handle claims or the financial impact of being absent from work for any reason. These miscellaneous costs are not covered by motor legal coverage. What’s the benefit? Recovery of costs, […]

With all the ongoing expenses and living costs, life is expensive enough. It’s natural to delay investing in things that don’t give you an immediate return (you hope), such as life insurance. Additionally, younger people are less likely to think about death and live a more busy life, so they rarely discuss the topic. Many single […]

Two things that you can influence to affect premiums are Cover (i.e. You can influence what and how much coverage you have and Claims. You need to consider all four elements of Cover. * Excess – The amount you will pay for each claim. This should result in a decrease in premiums. The amount of excess you need […]

Although there are many possible severe weather events in the country, statistics show that fire is the most serious threat to families and individuals. Every day, families in every state have been affected by fires at home or in their apartments. Tragically, each day, at least two families are affected by a fire in their home or […]

This article will explain how to determine if an umbrella is right to you. It will also show you how to find out how much it costs, what it covers, how affordable it can be, and how you can lose it. It is important to understand that insurance is an individual decision. Based on hundreds of customer […]

Life insurance death benefits may be distributed in various ways, such as lump sum, installments or an annuity. Some permanent policies also feature cash value accumulation and nonforfeiture provisions. Policyholders often name a beneficiary who will receive the death benefit when someone passes. This enables heirs to pay outstanding debts, funeral costs and taxes before […]

Insurance companies process thousands of claims every day, and it is essential that their systems are efficient and accurate. Developing an effective insurance claims processing system requires careful consideration of the various data sources that need to be connected, as well as the customer journey from filing a claim to receiving a payment. In this […]

Insurance is an essential part of life, helping to protect you and your family from any financial losses you may experience due to unforeseen events. Knowing which insurance companies are the largest can help you make an informed decision when choosing your coverage. In this blog post, we will take a look at the largest […]

It’s often a puzzle to me, as an insurance agent for many years. Why don’t people buy sensible protection? Why not “self-insure” large risks instead of purchasing affordable protection? Here are my top 10 reasons people don’t purchase insurance. 1. It is not necessary. Although you may be required to purchase insurance by a bank loan, business contract […]

Title insurance is an important tool for property buyers and homeowners who want to protect their investment against potential title defects. But, can you choose your own title insurance company? While there are some instances where you can choose your own title insurance company, it is not always the case. This article will discuss the […]