Search Results for: invest

What Is Captive Management At Insurance Property?

Captive management is a business strategy used by insurance companies to manage their investments. It involves the company owning or leasing a property and managing it single-handedly. The company retains full control of all facets of the property, including its occupancy, operations, and maintenance. This type of management allows insurance companies to take advantage of […]

Understanding High Risk Auto Insurance

High-risk drivers are those who drive on roads. These drivers include DUI offenders, habitual speeding ticket recipients and other bad decision-makers. Each motor vehicle comes with its own risks. Negligent behavior can lead to accidents, arrests, and citations. These high-risk drivers are often arrested and sent to jail. They may also be fined, have their license suspended or revoked. […]

Is it illegal to use a business credit card for personal expenses?

Small business owners frequently rely on credit cards for convenience purposes – earning rewards, tracking expenses and providing employees with benefits like travel and rental car coverage. Though it may not be illegal to charge personal items on your business credit card, doing so could violate its cardholder agreement and lead to complications at tax […]

Bank of America Unlimited Cash Vs. Bank of America Customized Cash Rewards

Bank of America Unlimited Cash Rewards and Customized Cash Rewards credit cards both provide cardholders with generous cash back rewards. While the Unlimited Card provides a flat rate reward structure, the latter tiers its rewards accordingly. Cardholders may choose between direct deposit to their checking or savings accounts at Bank of America or credit towards […]

What are usury laws and maximum interest rates?

James is contemplating taking out a payday loan from Diane. However, Diane wants him to pay an interest rate which exceeds legal maximum. James can take action against Diane by nullifying his loan contract and recovering double or even triple the usurious interest paid. Laws differ depending on which state banks are in. Banks can […]