When people talk about life insurance, liquidity is often a topic that comes up. But what exactly does liquidity mean in this context? In short, it refers to the ability to access the cash value of a life insurance policy at any time. In this article, we will examine the concept of liquidity in life […]
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Swimming pools can be an attractive addition to your home, yet can pose unique insurance considerations. In this article we explore answers to common questions such as, Does home owners insurance cover swimming pools? Pools are generally covered under your other structures limits and liability coverage; however, several factors could impede your eligibility for coverage. […]
Prior to Obamacare, members of Congress and their staff were covered by private health insurance provided through the Federal Employees Health Benefits Program. Now they must shop for insurance on an Obamacare exchange. We dispel rumors that Congress is somehow exempt from the Affordable Care Act (ACA). We set the record straight. What Do They […]
When you purchase goods, it’s important to understand when a buyer has an insurable interest in the goods. An insurable interest is an agreement between a buyer and a seller that guarantees that the buyer will not suffer any financial losses if the goods are damaged or destroyed. This can be a tricky topic for […]
Buying a used car can be a great way to save money and get the car of your dreams. But if you’ve ever looked into insurance on used cars, you know it can be tricky. The truth is, getting insurance on a used car is not as complicated as it may seem. In fact, there […]
When it comes to life insurance, the last thing people want to think about is the potential tax implications of their policy. However, when you’re considering taking out a life insurance policy, understanding at what amount of life insurance proceeds do you have to pay taxes is an important step in making sure your family […]
Disbarred attorneys face an uphill battle when it comes to getting back into practice. One of the primary challenges is finding malpractice insurance coverage. Without insurance, a disbarred attorney may not be able to find work or even open their own practice. So the question remains: can disbarred attorneys get malpractice insurance? The answer is […]
It can be very stressful to suffer damage to a car you rented. Without the right collision and liability insurance, you could find yourself in a financial crisis. There are many things to consider when settling damages to a rental car. You will typically have insurance when you rent a vehicle. This could be through your car […]
Insurance is a type of risk management that protects oneself from the possibility of a future loss. Insurance can also be described as an equitable transfer of risk from one entity to the other in return for a premium. It is a guarantee of a small loss that will prevent a more severe loss. The insurer is […]
Title insurance can be one of the more complex costs buried within the maze of paperwork received during loan closing. Lenders typically require lender’s title insurance policies; however, homeowners may purchase an owner’s policy at closing as well. Both types of title insurance incur a fee that’s usually included as part of a buyer’s closing […]