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When you get in a car accident, the last thing you probably want to think about is the insurance adjuster. After all, they’re the people who will be determining how much money you’ll have to pay out for your damages. Unfortunately, this is not always the case. In fact, there are a number of things […]

For many people, the idea of life insurance is something that only applies to young adults. After all, what good is insurance if you’re not going to use it? But that’s not the case for everyone over 50. In fact, if you are over 50 and have a solid retirement plan in place, life insurance […]

Heating bills are the largest expense during winter. People often turn to alternative heating sources to heat their homes in winter. If used incorrectly, space heaters or wood burners can cause flames, electric shock, and carbon monoxide poisoning. The National Fire Protection Association states that supplemental heating devices are responsible for two-thirds of all house fires. Make sure to […]

When is it time to buy traditional universal life insurance? That’s a question that many people ask themselves, but it can be difficult to know when the time is right. After all, ULI policies are quite different than regular life insurance policies. In this blog post, we will provide you with some tips on when […]

Your cell phone was dropped again. It was in a pool this time. You chose to get cell phone insurance. But how much do you know about your plan? Most people are aware that insurance policies protect your phone from being stolen, damaged or lost. You might be surprised at what you don’t know. This is the Cliff’s […]

Florida, Minnesota and Hawaii are all considered “no fault” states for car insurance. The Key Takeaways There are 12 states that have no-fault status at the moment: Florida, Minnesota and Hawaii, New Jersey. Kentucky, North Dakota. Massachusetts. Pennsylvania. Michigan. No-fault insurance states for car drivers require that they file claims for bodily injuries and medical […]

When it comes to life insurance, everyone wants the best deal possible. And with so many companies out there, it can be difficult to know who to trust. That’s why we’ve put together this guide on how long to receive life insurance payout. In it, you will learn about the different payout methods, how long […]

Homeowners insurance is one of those products that people either love or hate. For many, it’s a necessary part of homeownership. But for others, it’s something they dread having to deal with. One of the things homeowners insurance covers is potential damage caused by natural disasters such as floods or hurricanes. And, as recent events […]

There are a lot of health and wellness products on the market, but which ones are worth your investment? And what happens if you get a product that’s not suitable for you? One common question is whether prescription discount cards work with insurance. Unfortunately, the answer isn’t straightforward. Before buying any product, it’s always advisable […]

Home insurance is one of those products that you might not even think about, but the reality is, it’s something you need. And if you’re like most people, you probably don’t even know how much you’re paying for it. In this blog post, we will walk you through a simple calculation to figure out just […]