Assuring yourself and other drivers in an accident depends on both the specifics of your insurance policy and circumstances surrounding it. Most often, collision or uninsured motorist coverage should provide sufficient coverage while paying your deductible amount. However, if the driver flees before you have time to file your claim and attempt recovery of losses […]
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You don’t want to make a mistake when buying insurance for your house, car, or other property. Insurance companies are only interested in one thing, and it has absolutely nothing to do either with your financial health or your personal life. Insurance companies are not charities. They will do whatever it takes to maximize their profits, even […]
This could be covered by insurance. This is why you should have insurance. Are you aware that a poor-defended Tax investigation can bankrupt you Are you sure this is not possible? ? OK. Let’s move on to the answers. – That was another question! Let me now answer these questions in reverse order… First, don’t think that a thorough tax investigation […]
Webster defines compliance as “the act or conforming, acquiescing or yielding”. It is a department within a company that interprets the laws of the industry, dictates policy to employees, and investigates violations. This department is made up of lawyers and examiners who work together to ensure that the company does not get into trouble with the federal […]
Insurance is the only thing we have to pay for that we don’t want to use. You will need insurance in an emergency. These points should help you understand the insurance implications of any real estate venture. Myths (presented not in a particular order) 1. Insurance is not mutually exclusive to estate, tax and financial planning… Insurance is […]
You can use any permanent life insurance policy that has a cash value (e.g. whole life insurance) as an investment vehicle. It is not a good strategy for most people. Whole life insurance and other types of permanent life insurance can be used as an investment vehicle. If you want to get the best returns, brokerage accounts and […]
Write for Us Finance Submit a Guest Post Vtalkinsurance offers the opportunity to submit guest posts into our website. Vtalkinsurance offers compelling guest posts about Finance, Business and investing. Are you an expert on a topic you would love to share with our readers? These are great ways to share your knowledge and help others start and grow […]
Philadelphia residents recently faced a storm of extreme cold which froze pipes, damaged trees and damaged gardens. Home insurance covers repairs to a range of hazards, including snow and ice. For a $250,000 home, the average home insurance rate in Philadelphia is $1,151 annually. You can beat the average by knowing which companies offer affordable home insurance Philadelphia premiums. The best home insurance companies […]
USAA was established in 1922 by a group made up of military officers who wanted to insure their cars. USAA is a member-only insurer that only deals with military personnel and their families. USAA was ranked fifth in the 2020 National Association of Insurance Commissioners survey on auto insurance premiums. It also held a 6% market share. AAA memberships are only […]
Investors are now looking for security and safety more than ever after the stock market correction of 1999-2002. Many variable annuity and brokerage accounts have not been able to recover their losses over the past four years. Many investors had been counting on these funds to provide income in retirement. The equity indexed annuity (or EIA) was […]