If you live in a high-risk flood zone, your mortgage lender will likely require you to have flood insurance. But even if you don’t live in a high-risk area, you might still want to consider purchasing a policy. So, how much does flood insurance cost? The answer depends on a variety of factors, including the […]
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No one likes to think about the possibility of being injured, but it’s a sad reality that many people face every day. And if you’re one of the unlucky ones who finds yourself in need of medical attention after an accident, you may be wondering what will happen if you don’t have enough money on […]
If you’ve ever wondered whether or not your USPS first class mail is insured, the answer is yes… sort of. While USPS does provide some insurance for first class mail, it’s important to understand the limitations of this coverage. In this article, we’ll explore what is and isn’t covered by USPS insurance, and how you […]
You’re in the process of buying a home. You’ve been through what feels like a million different steps and there are still a few to go. Your agent tells you that you need to get title insurance. What is title insurance? Do you really need it? We’re here to answer those questions for you. Title […]
We are in the midst of an economic downturn, and many people are wondering if it’s still ok to get life insurance. The answer is yes, but there are a few things you should keep in mind. First, remember that life insurance is a long-term investment. Even if the economy takes a turn for the […]
Banks and lenders were fined by the Financial Services Authority (FSA), for mis-selling Payment Premium Insurance (PPI) to them and failing to treat customers fairly. PPI (Payment Premium Insurance) is sold to borrowers in order to protect them from the possibility of not being able to make their monthly payments on credit cards, personal loans, or […]
When you purchase a life insurance policy, you are entering into a contract with the insurer. This contract outlines the terms of your coverage, including the length of the policy, the death benefit, and any riders or additional coverage you may have purchased. But did you know that there are also certain required provisions that […]
I purchased another term insurance policy earlier this year to increase our coverage. I have had life insurance since the age of 25. However, my needs have changed so I felt insecure. I now earn more and have two children. I therefore need a bigger policy to replace my income. The best thing about purchasing term life insurance? It’s so easy. The […]
The Wi Commission of Insurance is a state-run organization that regulates the insurance industry in Wisconsin. It is also responsible for handling complaints from consumers about their insurance companies. So, how much does the Wi Commission of Insurance earn? According to its most recent annual report, the organization brought in a total of $18.9 million […]
Protecting your financial investment is likely to be your top goal, whether you’re a first-time home buyer or an owner for over 30 years. You will need to manage certain maintenance and repairs as a homeowner. If your home is severely damaged by a natural disaster, homeowners insurance may be a good option to protect your home. For […]