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You’ll have noticed a lot of commentary in the UK media over the problems with Payment Protection Insurance. We believe the problem isn’t so much what insurance does but how it’s sold. Payment Protection Insurance protects borrowers from being unable to pay their debts due to income loss, illness, or accident. Although the basic concept of insurance […]

In the United States, where driving and traffic are so commonplaces, it’s very easy to take a driver’s license as a given. DACA recipients and those without a social security number may have difficulty obtaining a driver’s license. Homeland Security has extended protections to non-citizens arriving in the United States as children under the Deferred Action for […]

nearly 20 Americans are subject to physical abuse by their intimate partners every minute. This is more than 10,000,000 women and men per year. It has been hard to adjust to a COVID world . This is especially true for domestic violence victims who are forced to live with their abusers. Coronavirus, which brought a new wave […]

A policy for auto insurance may appear to have complicated clauses and unfamiliar terminology. Sometimes it can be confusing. This article will help you understand the most important terms that insurance agents use. Clear understanding of all terms will make your car insurance decisions easier. You will pay more for premiums if you have a clean driving record. […]

Insurers, regulators, law enforcement officers, and legislators have spent significant resources over the years to combat health care fraud. Based on annual estimates, however, it appears that the problem persists despite all the reported efforts. This could indicate that healthcare fraud is on the rise and cannot be stopped. Our health system is infested by health […]

You are an actuary, or another insurance professional and need to file rate changes with the State Departments of Insurance. You are limited on time so it is important that the state approves your rate changes immediately. This scenario is something I’ve been involved in for over 15 years. When filing rate files, my goal is to […]

You may need special coverage called SR22 if you have been identified by the Motor Vehicle Department as a high-risk driver. SR22 is proof that you have sufficient insurance to legally drive after a major driving offense. You should ask the Motor Vehicle Department if you are eligible for SR22 coverage. Common reasons include a DUI, DWI, […]

People tend to only consider life insurance when they reach their senior years. This means they might miss out on coverage and premiums that are cheaper when they’re younger. A lifetime of coverage may be available with the best life insurance that can adjust to your changing needs. Life insurance is a valuable part of financial planning if you […]

Business insurance is one of the most important investments that business owners need to make. But just how much should you be prepared to pay for it? The cost of business insurance varies widely, depending on the type of coverage and the size of your business. In this blog post, we will explore what factors […]

One of the most important things we can do for our parents is ensure their financial security. Life insurance is a great way to do just that, but is it even possible to buy life insurance for your dad? The answer is yes! While some types of life insurance policies require you to be the […]