Search Results for: invest

Multiple factors affect the cost of auto insurance. One such factor is vehicle type – generally speaking, safer models tend to cost less when insured than older models that lack safety features. Many states mandate liability coverage, with lenders often mandating collision and comprehensive protection if you’re financing your vehicle. Many insurers use credit scores […]

Mortgage Protection Insurance (MPI) is a form of life insurance designed to pay off your outstanding mortgage debt should you die. Additionally, MPI may cover expenses like disability and unemployment benefits and often requires no medical exams – making it an attractive alternative for people who can’t qualify for term or whole life policies due […]

Pearle Vision is one of the largest optical retail chains in the U.S. with hundreds of eyecare locations that specialize in customer service excellence and accept most major vision insurance plans. Eye exams are essential to overall health, helping detect potentially life-threatening issues like glaucoma early. From scheduling an appointment or purchasing new glasses, Pearle […]

Life insurance is one type of insurance you might need throughout your lifetime. It includes homeowners, renters, and car insurance. It is one of the most difficult types of insurance because of the variety of types and options available. There are two main types of life insurance. Permanent or term. There are only a few permanent forms of […]

Statista estimates that about 47.5 millions Americans bike, with the majority of them young adults. As the number of cyclists has grown from 43 million to 47.5 millions in recent years, it continues to rise. It is not the most dangerous sport, but it is still a risky one. According to the Insurance Institute for Highway Safety, 843 bicyclists were killed […]

Have you been waiting for an insurance adjuster to call you back? If so, it might be worth your while to wait just a bit longer. Insurance companies are notorious for being slow in their claims resolution, and this is especially true when it comes to claims involving property damage. In fact, the average insurance […]

As businesses grow, they inevitably face a variety of risks and challenges. One of the most common is insurance—which can help cushion businesses from financial damages caused by accidents or natural disasters. In this blog post, we will walk you through the process of calculating an insurance settlement, so that you can get a better […]

Life insurance proceeds generally don’t pass through probate as they are distributed directly to their designated beneficiary who considers it theirs. But in instances in which a policy beneficiary has died or been lost to us, does that alter how our life insurance payout is distributed? What is Probate? Probate is the legal process wherein […]

Nonprofit directors and officers face significant personal liability if they fail to take appropriate steps to safeguard their personal assets, making D&O insurance an indispensable safeguard. Liability policies vary significantly by insurer; here, we highlight some key issues. Coverage Nonprofit organizations must consider multiple forms of insurance to safeguard both themselves and those they employ, […]

Flood damage isn’t covered by homeowners’ insurance, so many New Yorkers must purchase separate coverage to protect themselves against flood risk. This is particularly applicable when purchasing property located within high risk flood zones. Under federal rules, mortgage lenders must require people buying property in high risk areas to purchase flood insurance before closing on […]