Lasik eye surgery has become increasingly popular, as more and more people look for ways to improve their vision without the need for glasses or contacts. While the procedure may seem expensive, there are various ways to help cover the cost of Lasik—including insurance coverage. In this article, we’ll explore what insurances cover Lasik, so you can make an informed decision about your eye care. We’ll also discuss when Lasik might not be covered by your insurance and how to find out if you’re eligible for coverage. Read on to learn more!
The Different Types of Lasik
There are two types of Lasik surgery, traditional Lasik and custom Lasik. Traditional Lasik is the original form of the surgery, which uses a laser to cut a flap in the cornea, then reshapes the cornea with the laser. Custom Lasik is a newer form of the surgery that uses wavefront technology to map the eye and create a customized treatment plan. This type of surgery is often used for patients who have higher order aberrations or more complex vision problems.
Pros and Cons of Lasik
There are a number of pros and cons to consider before undergoing lasik surgery. On the plus side, lasik can correct a number of vision problems, including nearsightedness, farsightedness, and astigmatism. The surgery is relatively quick and painless, and most people experience significant improvement in their vision after the procedure. Additionally, lasik surgery is usually covered by health insurance plans.
However, there are also some drawbacks to lasik surgery to keep in mind. First of all, it is a fairly expensive procedure, so you will need to be sure that you can afford it before you undergo the surgery. Additionally, there are some risks associated with the procedure, such as dry eye syndrome, night vision problems, and halos around lights. Finally, it is important to note that lasik surgery is not permanent; over time, your vision may begin to deteriorate again and you may eventually need to undergo another procedure or use corrective lenses once again.
What Insurances Cover Lasik?
There are a few different types of insurance that cover Lasik surgery. The most common is health insurance, which will typically cover a portion of the cost of the procedure. Other types of insurance that may cover Lasik include vision insurance and cosmetic surgery insurance.
Lasik surgery is usually considered to be a safe and effective procedure, so most health insurance plans will cover at least a portion of the cost. However, it’s important to check with your specific plan to see what coverage they provide. Some plans may only cover a certain percentage of the cost, while others may not cover any of the cost at all.
Vision insurance is another type of insurance that can help cover the cost of Lasik surgery. This type of insurance typically covers a portion or all of the cost depending on your specific plan. Many vision plans have a list of approved providers, so be sure to check with your insurer to see if they have an approved provider in your area.
Cosmetic surgery insurance is another option that can help pay for Lasik surgery. This type of policy usually covers procedures that are considered medically necessary, such as correcting a vision problem that cannot be corrected with glasses or contact lenses. As with health and vision insurance, it’s important to check with your insurer to see what coverage they provide for Lasik surgery before having the procedure done.
How Much Does Lasik Cost?
Lasik surgery is not typically covered by insurance plans. This is because lasik is considered an elective, or optional, surgery. However, there are some exceptions. If you have a vision plan through your employer, it may offer partial coverage for lasik surgery. And if your doctor determines that lasik surgery is medically necessary to correct a vision problem, your health insurance may cover some of the costs.
The average cost of lasik surgery is $2,100 per eye, according to the American Academy of Ophthalmology. But this price can vary widely depending on the type of procedure you have, the experience of your surgeon and other factors. Many lasik surgeons offer financing plans to make the surgery more affordable.
Conclusion
Lasik is a very popular vision correction procedure that many people are considering for themselves. If you are one of these people, it’s important to know what insurance covers Lasik so that you can plan your finances accordingly. Although most major insurances do not cover the entire cost of Lasik, there may be other options such as discounts and financing available to help make this procedure more affordable. Be sure to contact your insurance provider before making any decisions about having Lasik in order to find out exactly what kind of coverage they offer.