There are a lot of factors to consider when choosing pet insurance, not the least of which is dental coverage. Whether your furry friend suffers from regular dental cleanings or needs procedures for serious dental issues, you’ll want to make sure that their policy covers what they need. In this article, we’ll walk you through the different types of dental coverage that are available, as well as explain the different types of pet insurance policies.
What Pet Insurance Covers Dental?
There are a few different types of pet insurance that cover dental care, but each policy has its own exclusions and conditions. Before you buy a policy, it’s important to read the fine print to make sure that it covers your pet’s dental care needs. Here are some of the most common policies that include coverage for dental care:
1. Veterinary Medical Insurance: This type of policy can often cover veterinary expenses related to dental care, including procedures such as root canals and extractions. Some policies also have restrictions on which types of dental procedures are covered, so be sure to ask about those details before buying a policy.
2. Dog Health Coverage: Many pet insurance companies offer dog health coverage that includes coverage for veterinary expenses related to dental care. The coverage may be specific to dogs or cats, but it will usually include coverage for major veterinary procedures like root canals and extractions.
3. Pet Hospital Insurance: Some pet insurance policies also include coverage for emergency vet care if your pet is hospitalized for a condition related to their teeth or mouth. This type of policy is usually more expensive than other types of policies, but it may be worth it if you need to get your pet the care they need quickly.
4. Comprehensive Pet Insurance: This type of policy gives you a wide range of coverage, including coverage for veterinary expenses, accident insurance, and health insurance for your pet. Some comprehensive policies also include dental coverage, but it’s not always included. Be sure to ask about the specifics of the policy before buying it.
There are a lot of different types of pet insurance that cover dental care, but each policy has its own exclusions and conditions. Before you buy a policy, it’s important to read the fine print to make sure that it covers your pet’s dental care needs.
Types of Coverage
Pet insurance coverage can vary greatly depending on the policy. Here are a few of the most common types of coverage:
Dental Coverage: Many pet insurance policies include dental coverage, which can help pay for veterinary care and treatments for teeth issues.
Cancer Coverage: Many pet insurance policies include cancer coverage, which can help pay for veterinary care and treatments related to cancerous tumors.
Emergency Coverage: Many pet insurance policies offer emergency coverage, which can help pay for veterinary care if your pet becomes ill or if an accident happens and your pet gets hurt.
How Much Does Pet Insurance Cover for Dental Treatment?
Pet insurance is a great way to protect your pet from emergencies, such as a trip to the vet for a sick animal. But what about dental care? Many pet insurance policies cover only some of the costs associated with dental care, such as surgery and medications. Here’s a look at what most policies cover:
-Surgery: Most policies will cover surgery, including dental surgery, if it’s necessary to treat an illness or injury. Be sure to ask your insurer whether any pre-existing conditions or allergies will impact coverage.
-Medications: Most policies will cover most medications used to treat dental diseases and problems, including antibiotics and painkillers. Bear in mind that not all medications are covered, so be sure to speak with your insurer about specific prescriptions.
-Other treatments: Some policies may also cover other treatments related to dental care, such as x-rays and visits to a specialist. If you have questions about coverage for specific treatments, be sure to speak with your insurer.
What to Do If Your Pet Needs Surgery for a Dental Problem
If your pet needs surgery for a dental problem, there are several things to do. First, check with your veterinarian to see if they can perform the surgery without anesthesia. If anesthesia is necessary, find out what kind and how much it will cost. Next, find out what type of pet insurance coverage your pet has. Most companies will cover some or all of the cost of surgery. Finally, make sure you have all of the paperwork from the veterinarian so you can file a claim with the insurance company.
Conclusion
If you have a pet, you know that they can sometimes get into mischief. Whether it’s getting into the garbage or raiding the bird feeder, accidents happen. That’s why it’s important to have pet insurance that covers dental expenses. Not only will this protection cover diagnostic and treatment costs for any injuries your pet sustains from an accident, but it also helps to pay for preventative care so that future incidents don’t arise.