As they shop for their next vehicle, most drivers prioritize price, fuel economy and resale value when making their selection. But it could have an effect on insurance premiums too.
Minivans and vehicles used by families tend to attract the lowest insurance premiums as insurers see them as safer options that are less likely to cause accidents.
Toyota Yaris
Toyota Yaris sedan buyers looking for something sportier, affordable and fuel efficient. While small in size, its agile handling and excellent economy make driving it enjoyable; plus its low price tag can save a bundle. However, due to its small size, this could mean it doesn’t offer as much protection in an accident than larger vehicles would; which could drive up car insurance premiums.
The Yaris is powered by a 1.5-litre, four-cylinder engine producing 106 horsepower and boasting up to 58 mpg in city driving conditions. Its six-speed automatic transmission offers smooth shifting. Plus it comes equipped with Eco, Normal and Sport modes so drivers can maximize fuel economy or performance respectively. Plus there are energy efficient windshield wipers and LED headlights as added bonuses!
At just $16,000, the Yaris is one of the least costly cars to purchase new. Furthermore, company car users qualify for a 23% BiK tax rate.
Toyota has made several modifications to the 2019 Yaris model year, such as improved steering feel and responsive suspension tuning. Toyota engineers designed it so its driving dynamics are baked right in, thanks to a rigid steering mount providing direct cornering feel as well as progressive responses as G forces increase.
The 2019 Yaris boasts an upgraded interior that looks and feels more premium, featuring a large 7-inch infotainment display with Apple CarPlay and Android Auto, upgraded audio system with six speakers, as well as more comfortable front seat designs than before.
On average, drivers of Toyota Yaris typically pay an average monthly premium of $68 for liability coverage and $148 for full coverage auto insurance policies with Liberty Mutual, Commonwealth Casualty and Safeco offering some of the cheapest rates based on factors such as their age, manufacturer, location and driving history. Your actual rates may differ depending upon factors like these.
Getting cheap auto insurance requires shopping around and comparing quotes from multiple carriers. Each insurer uses their own formula when calculating rates; weighting factors differently for their calculations. Therefore, personalized quotes will allow you to find the best possible deal.
Ford Fiesta
Ford Fiesta drivers tend to pay less in car insurance premiums compared with drivers of other small cars like Honda Yaris or Toyota Corolla models, due to its advanced safety features such as anti-lock brake system, dual front air bags and head air bags for both rows. Insurance companies like this car because it includes features like anti-lock brake system, dual front air bags and head air bags in both rows that make passengers very safe when riding it. It also comes equipped with stability control, traction control child safety locks on doors anchors for child seats – making it an excellent family choice! Plus it comes equipped with three year/60,000-mile warranty protection.
Other factors influencing how much car insurance for your Ford Fiesta costs include:
Your car’s age. Insurer premiums tend to increase for newer vehicles due to higher repair costs; however, your state may mandate minimum coverage requirements or the cost of purchasing it new; all these factors will influence what the final bill looks like.
Your driving record. In general, people with clean driving records typically pay less for car insurance than those who accrue traffic tickets and speeding violations. Over time as your Ford Fiesta depreciates in value, rates should decrease accordingly.
Where you live. Insurance prices differ considerably based on where you reside, so before selecting a policy it’s a good idea to compare quotes before making your selection.
Select your type of coverage. Insurance providers provide liability, collision and comprehensive policies – collision and comprehensive policies are more robust, while liability and basic policies only cover basic issues.
Your Budget. In general, to save money on car insurance you should select an economical model with few add-ons or coverage options, as well as choosing autopay and paperless billing as payment options.
Personal factors ultimately decide how much car insurance costs. Men typically pay around 12% more than women for car insurance policies; this may change depending on your company and any discounts you qualify for.
Renault Captur
Renault’s Captur is an affordable, stylish alternative to Volkswagens and Fords with its eye-catching appearance inspired by Nissan Jukes of old; coupled with an inviting interior and plenty of kit. As Europe’s 11th best selling SUV in 2021.
Insurance costs for the Captur can differ slightly depending on several factors, including its value, engine size/type/size configuration and driving history; as well as location. For example, 30-year-old drivers in London would likely pay more for coverage than their counterparts living elsewhere such as Newcastle.
The Renault Captur is available with both petrol and diesel engines, hybrid, plug-in hybrid (PHEV), and price tags that start just under PS23,000. As it offers more affordable pricing and lower insurance group ratings than many of its rivals, the Captur is ideal for young drivers or families looking for their first vehicle.
Renault Captur models feature a five-year/100,000 mile warranty; some trim levels feature rear parking sensors and rear-view cameras to add convenience. Furthermore, Renault also provides its EasyLife Plan service package which covers maintenance for three years of ownership.
Though the Captur is an outstanding small SUV, it does have its limitations. Like other cars in this class, the cabin may feel cramped when full. Furthermore, its long windows make night vision challenging.
However, the Renault Captur’s attractive design and affordable cost of insurance will help to counteract these disadvantages for most drivers. It is an excellent choice for anyone seeking an impressive SUV on a tight budget; so if you are considering purchasing one don’t forget to compare quotes to find the best insurance deal – speak to your insurer about installing additional safety precautions that could lower your premium even more!
SEAT Arona
SEAT’s small SUV offering is the Arona. Competing against such classics as the Nissan Juke and Volkswagen T-Roc, its recent redesign and facelift make for an enjoyable driving experience that also comes packed with practicality and less costly than many of its rivals – giving you access to more features for less.
For new SEAT Arona buyers, the entry-level SE model begins at PS18,375; used models can often be found significantly cheaper.
Standard features of the Ford Edge include rear parking sensors, air conditioning and an eight-inch infotainment system. If you prefer more luxurious accommodations such as leather seats and digital dashboards – or want panoramic sunroof and park assist self-parking features – upgrade to either of the FR or Xperience Lux models for even greater luxury and more premium cabin amenities such as panoramic sunroofs.
Arona offers several petrol engine options, starting with its entry-level 1.0 TSI 95PS in insurance group 9, to higher-spec FR and Xperience models which use more powerful 1.6 TSI engines in insurance groups 8 or 9.
All models feature four-wheel drive for optimal traction on unpaved or gravel roads, with either a five-speed manual gearbox or seven-speed DSG twin-clutch transmission available depending on which trim option is chosen.
Your Arona comes available with several paint finishes – metallics and the exclusive Graphene Blue hue are among them – as well as roof-mounted spoiler and tinted windows to further personalize its appearance.
The Arona is an affordable family SUV that’s spacious, easy to drive and boasts excellent fuel economy ratings – an excellent value proposition in its class and rated highly in our Owners’ Survey.
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