10 Things You Need to Know About No Fault Insurance

Insure your vehicle if you plan to transport it. Disable your motor vehicle until it is insured. If you are a legal owner of a motor vehicle, or have had it for more than 30 days, or if an installment contract gives you immediate possession rights, you can be considered a motor vehicle owner. You will be fined if you are caught with no insurance. You can be sued if you are involved in an accident, even if you are the one at fault. Uninsured motorists cannot pay for your medical bills, lost wages, or loss of replacement if you are injured in a motor vehicle accident. You may have to pay the Assigned Claims Fund No Fault Benefits for any injuries sustained by someone else in an accident in your car. This reimbursement could include medical bills, wages, and replacement expenses. You may also be reimbursed for injuries sustained by your family members.
Notify your insurance company about an accident and send or deliver an Application for No Fault Insurance to your insurance company. In order to be eligible for No Fault benefits, an injured person must notify any insurance company that is required within one year of the accident. Sometimes, an insurance company other than yours is required to provide No Fault benefits. Contact a lawyer if your insurance company refuses to pay. You only have one year to notify the right insurance company.
All medical bills, wage loss, and replacement services must be paid within one year of the date that the bill or loss occurred. A court cannot order an insurance company to pay for services rendered in excess of one year. Don’t let any bill or loss go unpaid.
You have to sue the driver at fault if you want to sue them. The legal time limit for a motor vehicle accident is usually three years from the date of the accident. Although there are exceptions to this rule, it is a good idea to do something before the third anniversary of an accident. An attorney will need to have the time necessary to gather all information required to file a lawsuit within the deadline.
You can still be eligible for No Fault benefits, even if your fault is in an accident. Michigan has a No-Fault system. No Fault benefits are available for injuries that result from the operation, maintenance, use or maintenance of motor vehicles. You are not required to be free from fault by law.
You may be eligible for No Fault benefits if you are hurt while changing a tire on your motor vehicle. You are covered for changing a tire if you maintain a motor vehicle.
You may be eligible for No Fault benefits if you are hurt while exiting or entering a motor vehicle. You can only enter or exit a motor car as a motor driver.
You may be eligible for both workers’ compensation and No Fault benefits if you are a worker and are hurt in a motor vehicle collision. While workers’ disability compensation payments are subject to deduction from No Fault, it is worth consulting a lawyer to review your situation.
Keep track of your medical expenses. Only you can keep track of medical treatment. You need to be aware of the services that aren’t obvious and to ensure you keep track. An anesthesiologist is required for surgery. You must submit all bills to the insurance company. The No Fault Insurance Company will not pay any bill older than one year.
Insure your motorcycle if you own it. You are not required by law to have No Fault coverage on your motorcycle. However, you must insure it with liability coverage. You will not be eligible for No Fault benefits if you don’t have it and you are involved in an accident.