Although it may seem reasonable to conclude that a growing business is a successful one, is that really true?
There are many ways to define business success, including increased orders, greater turnover and more employees, as well as higher profits.
One or two vans may be all that a business needs to start. However, as the business has grown, its fleet has also increased.
It could be that the fleet is made up of several vehicles with their own insurance policies and renewal dates. Over time, older vans may need more expensive maintenance or repairs.
There are also the administrative costs associated with keeping track of these various arrangements, both in terms of time and money.
It is likely that one company van insurance policy will be sufficient to cover all vehicles and has one renewal date.
Bulk leasing or buying from one supplier can also save you money. This should be rewarded by a discount on your premium.
All company drivers would be covered to drive any van under a fleet insurance policy. This would increase flexibility and productivity.
Third party, fire and theft is the cheapest form of fleet coverage. This covers only any liability you may incur to others. It does not cover injury to drivers or vehicle damage, which can prove costly over the long-term.
Land Rover is a well-known brand for its durability and strength on all kinds of off-road terrain. The company estimates that approximately two thirds of the 1948 Land Rover cars are still in service.
The company’s first vehicle was built in 1948. However, the range has expanded to include both on-road and more economical models.
This means that models will likely be classified in different Land Rover insurance categories based on their value and power.
The insurance premiums will generally be higher if the group number is higher, but Road Tax costs can also affect premiums.
The Freelander is the most affordable, typically categorized in groups 21-25. It is a medium-sized SUV that has a smaller engine than other models.
Different models are available in different insurance groups with the Discovery range of Land Rovers. The Discovery models tend to be at the top of the range. The Standard model is located in group 33, while the HSE Luxury models can be found in group 42.
Range Rovers were first launched in 1970. Models can be found from group 35 to 50, depending on their model.
Is it worth paying more for Land Rover insurance if you are a woman?
Since March 2011, when the European Court of Justice ruled it illegal to consider gender in car insurance costs for women, this can no longer be done.
This is despite the fact women are more likely to be involved in accidents than men. If they are involved in an accident, claims tend to be for minor bumps and not complete write-offs.
Insurance costs are still affected by age. The more mature driver will likely pay a lower premium. The highest premiums are paid by those under 25.
Premium costs also consider the car insured. The smaller the engine, the lower the premium. They consider both the cost of repairs and replacement parts, as well as the expected mileage per year.
While women cannot get car insurance at a lower price for their gender, they can drive smaller cars for less mileage per year and are more mature drivers. Their insurance premiums will likely be lower.
