Allstate renters insurance is a solid product from one of America’s largest insurers. It covers the basic necessities as well as some useful extras. Allstate renters insurance policies can be purchased online or through their network of agents in your area, who also offer a range of financial products and insurance policies.
Allstate may be the right choice for you if you are looking for a trusted brand that can offer almost any type of insurance policy you require.
Allstate Renters Insurance received 4 stars out 5 for overall performance. Our editorial team determines NerdWallet’s ratings. The scoring formula considers coverage and discounts, ease of filing claims, website transparency, financial strength and complaint data from National Association of Insurance Commissioners.
Allstate renters’ insurance coverage
Allstate renters insurance policies include the standard coverage that you would expect. This includes personal property coverage for your possessions and liability and medical payments coverage in the event of someone being injured at your home. Allstate will cover your additional living expenses, such as hotel and restaurant costs, if you need to move because of damage caused by a covered disaster. This coverage is available in most states with no dollar limit, but a 12-month limit might apply.
These coverage options can be added to your policy as well:
- Scheduled personal property is a coverage that covers high-value items like jewelry and electronics that aren’t covered by the standard insurance.
- Insurance coverage for identity theft.
Allstate renters insurance discounts
These discounts may help you lower your renters’ insurance premium, depending on where and how much you live.
- Multi-policy discount
- Autopay Discount
- Claim-free discount.
- Safety devices and services like fire alarms or security system discounts are available.
- Retired policyholders over 55 years of age get a discount
Allstate complaints
According to data from the National Association of Insurance Commissioners, Allstate received more home insurance complaints than it expected. This was despite Allstate’s size. (The NAIC’s home-insurance complaints include renters and condo insurance.
Learn more about Allstate
Website:Allstate’s website allows you to do almost everything. You can get a quote and pay your bill. Find an agent and file claims. You will find useful information about renters insurance in the “Tools & Resources” section of the site.
AppendicesAllstate’s mobile app is available for both Android and iOS. You can access your policy details, pay your bill and make a claim, as well as view your bill. The app’s Digital Locker feature is especially useful for renters. It allows you to upload photos and receipts, and also allows you to list your belongings. This type of inventory can make it easier to file a claim and help you ensure that you have enough money to replace all of your belongings following a disaster.
State availability:Allstate renters insurance can be purchased in all 50 states.
Insurance:Allstate offers the following types insurance, in addition to renters policies:
