Author Archives: Admin

Title insurance can be one of the more complex costs buried within the maze of paperwork received during loan closing. Lenders typically require lender’s title insurance policies; however, homeowners may purchase an owner’s policy at closing as well. Both types of title insurance incur a fee that’s usually included as part of a buyer’s closing […]

Tenants frequently believe their landlord’s property insurance will protect them against theft, fire and other forms of damages; however, this often is not the case. Renters insurance is an essential policy designed to protect tenants’ personal belongings and provide liability protection. Even if not listed on their lease contract, renters insurance should still be obtained […]

While you cannot cancel or remove an automobile from your policy, coverages can be reduced to state minimums while keeping registration active. Also consider getting comprehensive car coverage which protects against damage even while sitting idle. Non-owner car insurance may be beneficial if you frequently rent or borrow cars; however, every situation differs. 1. You’re […]

Blue Cross Blue Shield Insurance Illinois provides health coverage to both individuals and businesses. Their plans provide coverage for doctor visits, prescription drugs, hospital stays and more. Recently, the company made headlines for their treatment of two customers; Martin Glochowsky and Patsy Oswalt both had issues with their coverage that needed to be resolved quickly […]

Home security has become a key priority for many homeowners, and it’s important that you find the right system to keep your property safe. While there are several different types of home security and surveillance systems available, one of the most reliable is monitor alarm systems. Not only do these systems provide peace of mind, […]

Many states around the United States have adopted no-fault car insurance systems as a means to reduce traffic accident-related costs, including Utah. If you are looking for car insurance in the Beehive State, it’s important to understand what kind of coverage is available and how it works. In this blog post, we will explore the […]

Retention on an insurance policy is an important concept that many people overlook. It’s not something most people discuss, but it can make a huge difference in the amount of money you pay for coverage. Retention is a form of risk management, where an insurer agrees to pay for only a portion of a claim […]

Mental health is an important part of overall health and wellbeing, yet access to therapy is often limited due to the high cost of services. In many cases, those who need therapy the most cannot afford it, making them less likely to seek help. In order for therapy to be covered by health insurance, certain […]

When it comes to life insurance, the last thing people want to think about is the potential tax implications of their policy. However, when you’re considering taking out a life insurance policy, understanding at what amount of life insurance proceeds do you have to pay taxes is an important step in making sure your family […]

Insurance is an important component of financial planning, but surprisingly few people understand exactly what insurance covers and how it works. Uninsured insurance policies, for example, are a type of policy that can provide coverage for certain types of risks that aren’t covered by other types of insurance. In this blog post, we will explore […]