Author Archives: Admin

Dearborn drivers pay an average of $1,743 annually for minimum coverage, and $4,083 annually for full coverage. Although this is higher than the average Michigan state premium, it’s not surprising considering that Michigan’s Wayne County had 55,001 crashes in 2017. Dearborn has the highest rates for car insurance, not just in Michigan, but also in the United […]

Over the years, the rate of traffic crashes in New Jersey has been increasing. New Jersey saw more than 6,000,000 drivers in 2019, so it’s not surprising that there were over 200 000 accidents in 2019. The New Jersey Assigned Risk Plan was created to address these concerns. This plan was created to ensure that high-risk drivers with poor credit are insured. […]

Hit-and-run refers to an accident in which the at-fault party flees the scene after striking a pedestrian, another vehicle or stationary object. In the United States, a hit-and-run occurs every minute. It is crucial to know what your auto insurance covers, and how it could affect your premiums if you are left with the aftermath of a hit-and […]

Like most companies, insurance companies in California view speeding tickets in California as risky behavior. If you are cited for speeding in the Golden State, your premium will increase. Understanding how your insurance premium could rise and what you can do to lower it may help you prepare for the consequences of a speeding ticket. To help […]

The American Pet Products Association reports that 67% households in the United States own at least one pet. 63.4 million households have a dog, and 42.7 millions households have a cat. Renters who own pets should consider the coverage of their renters insurance. You might even consider pet insurance. While pets offer many benefits to their owners, there are also risks of […]

A functioning AC unit is essential for comfort and quality of life. It’s important that you are prepared to pay maintenance costs as well as replacement costs. A home warranty might cover repairs or replacements of your AC unit that are caused by regular use. However, homeowners insurance generally doesn’t cover wear. Your insurance provider will not likely reimburse […]

Car insurance protects drivers from financial loss if they are involved in an accident. There are many factors that can impact the outcome of an accident. Your insurance company will need information about the accident. This includes the details of the vehicle’s damage, the location and the person responsible. Your insurer might even ask you if the accident occurred […]

Wyoming drivers need financial protection from car insurance, whether they are driving through Wyoming’s wide open spaces, Yellowstone National Park, Cheyenne, or on treacherous terrain during severe winter weather. According to the Insurance Information Institute, more than 419,000 drivers were on Wyoming’s roads in 2018, with 111 fatalities. However, local reports show that this number increased by nearly one-third in the […]

You might have noticed that your company offers accidental death and dismemberment insurance. This is a perk that many companies offer and which you can also get as an individual. Few employees know what it is and how it can benefit them. The most frequent question HR departments are asked is whether accidental deaths insurance is worthwhile. What […]

The Veterans’ Group Insurance (VGLI), which allows former service members to continue their insurance coverage even after they leave the military, may allow them to do so. These policies offer death benefits to veterans to cover expenses such as funeral costs or decedent taxes. VGLI policies can be a cost-friendly option for veterans who have pre-existing medical conditions. What […]