Author Archives: Admin

It’s often a puzzle to me, as an insurance agent for many years. Why don’t people buy sensible protection? Why not “self-insure” large risks instead of purchasing affordable protection? Here are my top 10 reasons people don’t purchase insurance. 1. It is not necessary. Although you may be required to purchase insurance by a bank loan, business contract […]

The best product in Australia is funeral insurance. It has only been available for a few years. Prior to this, only a few companies offered funeral coverage. It was costly and not worth it. There are many companies competing for your business, so funeral and crematory insurance is more affordable, competitive and widely available. You only have to […]

Infertility should be covered under your employer’s group insurance plan. It probably isn’t, so make sure to check your policy details. It is considered an optional treatment by insurance companies, just like breast reduction surgery or liposuction. It’s a serious problem if you feel the anxiety, fear, and mental weight of feeling pregnant month after month. Infertility insurance […]

Personal auto policies don’t include rideshare insurance. This is something you should consider if your company uses Uber and Lyft as drivers. It is common to believe that rideshare insurance is not covered by your employer-provided car insurance or any other commercial insurance. This is because you may need it when you pick up passengers and […]

How much a funeral costs can be affected by the type of burial you choose. While the median national funeral with a viewing and burial costs $7,640, average funeral costs skyrocket past $9,000 when you include a vault. Because most funeral homes are able to handle cremations in-house, an average cremation costs only $350. The National Funeral Directors Association (NFDA), […]

Driving without insurance is a class 2 offense in South Dakota. A judge will decide the severity of penalties for each driver. Drivers can expect to pay a minimum of $100, 30 days in jail, or both, as well as a license suspension for not following South Dakota’s financial responsibility laws. They must also file proof of insurance, […]

As a resident of North Carolina, you may know that the Wright Brothers made the first successful powered flight near Kitty Hawk, NC in 1903. You could purchase a homeowners policy, which would have covered damages due to falling objects such as poorly-built planes made by bicycle manufacturers, when the policy was first introduced in September 1950. Renters […]

A strong risk management plan is essential for any business. It requires understanding how you can protect yourself and what could go wrong. If you run a small business or a mid-sized one, you may not have the time or money to learn risk management. Many business owners lack the experience and background to determine what […]

Even though you don’t own the car, auto insurance must be purchased when you lease it. This is because you must meet the minimum auto insurance requirements wherever you lease a car. You also need to comply with any additional requirements that your lessor may have, such as collision and comprehensive coverage. For a leased car, […]

Are you eligible to get life insurance for your parents? You can buy life insurance for your parents in order to cover their final expenses. This can give you and your family peace of mind during difficult times. You will need to get their permission and proof of insurable interests before you can purchase a policy for […]