Premiums for Medicare Part A, B and D and expenses like smoking cessation programs or weight loss programs may be tax deductible. To claim them, itemize instead of taking the standard deduction. Medicare Deductible is the amount you owe each year before your plan will begin covering expenses, with 2024’s deductible set at $1,632 per […]
Author Archives: Admin
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May
May
Researchers found that gaps in coverage were associated with reduced access to care, preventive services utilization and financial well-being.1 As there are ways to reduce gaps in health insurance coverage, gaps can be minimized. You could save on healthcare costs with a health savings account or gap health plans (also referred to as supplemental health […]
14
May
May
Real estate investments may not be as liquid as stocks or ETFs, but Fundrise offers safeguards to protect your investment. Bank-level security is used, along with an Errors and Omissions (E&O) insurance policy to guard against errors that might arise in property investments. Keep in mind that your funds may be invested in electronic REITs […]
14
May
May
Common wisdom suggests that car color has no bearing on insurance premiums; however, this simply isn’t the case; more important factors like make and model of your vehicle and driving history play a part in shaping premiums. Your insurer will assess your vehicle identification number (VIN), which contains details such as when and where your […]
11
May
May
As part of managing an estate after someone has passed, it can be challenging to determine if they had life insurance policies. Begin by reviewing their files and storage locations such as filing cabinets or safe deposit boxes. Review past employers as well as any professional and social organizations where the candidate may have participated, […]
11
May
May
Walgreens employees enjoy numerous financial perks, such as life insurance. Furthermore, health and wellness benefits, educational opportunities and work-life balance incentives are provided as part of an employee benefits package. Sean Brandle, an expert pharmacy benefit consultant from Segal Company, notes that conflicts between PBMs and pharmacy chains can often take the form of disputes; […]
11
May
May
Many Medicare beneficiaries are uncertain when their one-time Medicare Supplement Open Enrollment Period starts, which begins when they reach age 65 and enroll in Part B. To be sure, medical underwriting won’t apply when enrolling during this window of time. Insurance companies cannot ask questions regarding health during this six-month window and must offer all […]
11
May
May
No one likes filing an insurance claim, but accidents do happen and losses do happen. By following some simple steps you can ensure a smooth claim process and increase your odds of receiving an equitable settlement. Begin by reviewing your policy and familiarizing yourself with its coverage limits and procedures, along with any necessary documentation […]
10
May
May
Introduction Losing a loved one is never easy, and dealing with the aftermath can be overwhelming. If your deceased relative had a life insurance policy, it can provide some financial relief during this difficult time. However, navigating the process of claiming their life insurance may seem daunting at first. That’s why we’ve created this guide […]
10
May
May
Ladder Life Insurance, a FinTech-based insurance company, was established in 2015. The company is entirely online and only sells term insurance policies in all 50 US states. Ladder’s innovative approach to Life Insurance emphasizes a simplified application process, flexible coverage, and affordable policies. Ladder Life, a unique and digitally-enabled insurance provider is for individuals who want a seamless insurance experience. The company […]
