Author Archives: Admin

Personal Injury Protection (Car Insurance)

Personal injury protection is a type of car insurance available only in certain states. There are some significant advantages and disadvantages to this type of car insurance. This car insurance offers the greatest benefit. Your insurer must pay for any vehicle damage caused by an accident. Car insurance is similar to injury compensation. Depending on the state, if […]

Is Wisdom Teeth Removal Called For Insurance?

Will wisdom teeth removal be covered by medical or dental insurance depends on your policy and insurer, so it’s essential that you carefully review their terms and requirements, such as pre-authorization or referral needs. Work with providers within your network for lower out-of-pocket costs and consider working out a payment plan with them to make […]

Does Costco Offer Dental Insurance?

As of April 2022, Costco no longer provides member dental coverage through Manulife; however, their employees still benefit from dental protection through them. Coverage includes basic procedures such as routine dental cleanings, exams, and x-rays to address common problems at an early stage and prevent further complications. Basic Coverage Costco Dental Insurance plans provide members […]

Does Long Term Care Insurance Cover In Home Care?

Many older adults rely on their personal funds or savings for long-term care costs, supplemented by purchasing an insurance policy or certificate that will provide additional funding. To protect benefits, it’s essential that home care providers maintain consistent documentation and that any changes in functioning are communicated to long-term care carriers as this will assist […]

Does State Farm RV Insurance Cover Water Damage?

State Farm RV insurance provides protection for your mobile home against unexpected roadside and off-road dangers, liability protection for those using their RV as their primary residence, as well as personal articles coverage to shield any belongings you keep inside your camper or motorhome. Comprehensive Coverage State Farm RV Insurance provides comprehensive protection for your […]

Does Each Person Need Renters Insurance?

Renters insurance should be an essential consideration for every apartment dweller. Not only can it protect your possessions against theft or damage, but it may also cover liability issues if someone gets hurt in your residence. Some insurers allow roommates to be named insureds on a policy; however, this can create difficulty when it comes […]

How to Buy Salvage Cars From Insurance Companies at Auto Auctions

Insurance companies frequently auction totaled cars through auto auctions due to repair costs exceeding certain percentages of its actual cash value – rendering the car “totaled.” These cars may have been retitled with a salvage title and can be difficult to insure or finance, while they must pass an inspection before being considered roadworthy. Find […]

What Insurance Does Bon Secours Accept?

Bon Secours Health System’s Medicare Advantage contract with Anthem (Elevance Health) in Virginia is due for renewal, yet neither company can reach an agreement regarding reimbursement rates – meaning thousands of Hampton Roads patients with Anthem Medicare Advantage will drop out of network this fall. Get more insight into what this means for you. Medicare […]

Is 401k FDIC Insured?

Recent bank failures by Silicon Valley Bank and Signature Bank have raised concerns among some consumers regarding their retirement funds. However, safeguards exist which can help prevent losing your hard-earned savings. The Federal Deposit Insurance Corporation provides coverage for bank deposits like savings accounts and certificates of deposit; it does not cover investments such as […]