Author Archives: Admin

Traffic Tickets Affect Insurance Rates

You must ensure safe driving to keep premium rates affordable. Insurance companies are motivated to offer coverage because they think you’re worth protecting. There are two main types of customers for insurance companies: high-risk drivers and safe-drivers. The first type gets the best rates and discounts, while the latter receives a more comprehensive treatment. However, […]

When Is a Car Totaled?

You have just had your car damaged in a car crash or other similar occurrence. The claim is sent by the insurance company, who inspects your vehicle. The insurance company inspects the vehicle and determines that it is totaled. Or they may determine that the car is repairable but you feel it should be totaled. […]

7 Costly Mistakes Parents Make When Buying Insurance For Teen Drivers

Parents of Teen Drivers: Special Report It can be stressful for parents to have a new driver in the home. You worry about their safety. Every parent does. Now that you’ve taken every precaution possible to make sure your child drives safely, let’s learn how to avoid paying outrageous insurance rates and protect your family’s […]

Classification of Vehicles Insured

Insurance classification Insurance purposes generally divide the vehicles into four categories. (1) Private cars(2) Commercial vehicles refers to any type mechanically driven vehicle that is used in business or trade. They can be passenger vehicles, goods vehicles, or tractors.(3) Trade vehicles.(4) Motor bikes Rates are set for each classification. Further classifications based on vehicle use […]