Author Archives: Admin

Rideshare insurance policies often include three coverage periods. Period one covers your car when using Uber or Lyft while waiting for a request; period two covers you once an order has been accepted and when travelling to pick up its passenger. Period 3 is designed for vehicles carrying passengers. Certain policies also offer uninsured/underinsured motorist […]

If you’re shopping for health insurance through either the Marketplace or private options, it is crucial that you take some time and consider your individual needs before selecting a plan. Picking an ineffective policy could cost you dearly in the future. Each plan offers different costs and coverage levels, and four “metal” categories that represent […]

Most health insurance plans cover blood tests, especially those subsidized by the Affordable Care Act. However, exact costs associated with blood work with insurance vary widely by plan. Phlebotomists specialize in blood tests by inserting needles into veins in your arm, collecting samples of blood into tubes, and providing results. In-Network vs. Out-of-Network Blood work […]

Credentialing with insurance companies is an integral component of healthcare practices/organizationss; however, credentialing can be time consuming and complicated. This article provides a clear path for managing this process successfully. Expecting that this process will be as straightforward as filling out an application is an unrealistic assumption; expect at least 10 hours of focused work […]

The company provides its employees with various employee perks, such as paid family leave, back-up childcare services and financial benefits to promote health in the workplace and foster an optimal work culture. Starting April, Target will reduce the waiting period for hourly store team members to enroll in medical plans – giving them access to […]

Research has consistently demonstrated the correlation between uninsured status and increased risks of death and unavailability of health insurance, such as through routine federal surveys containing coverage data and mortality figures, and this new state by state study by Families USA provides this evidence publicly for the first time. Researchers found that working-age Americans without […]

Pet insurance costs depend on several variables, such as reimbursement levels, deductibles and coverage limits that impact monthly premiums. Pet insurance provides comprehensive care when your animal becomes injured or sick, such as prescription medicine, surgery, hospitalization and diagnostic tests – some plans even cover alternative therapies like acupuncture! Coverage Pet insurance offers peace of […]

If you have a car loan or lease agreement, your lender likely requires full coverage insurance; however, once it has been paid off you should consider dropping comprehensive and collision coverage altogether. Decisive is whether the cost of your annual comprehensive policy exceeds its value (minus any deductibles). 1. You’re paying more than 10% of […]

Your coverage may differ depending on the details of your auto policy and agent; however, full coverage policies from State Farm typically provide rental reimbursement or transportation expense coverage (sometimes called rental car expense waiver). This typically costs around $10 per month and helps cover rental car costs during repairs to your insured vehicle covered […]

Retroactive disability benefits refer to payments for time you spent disabled prior to filing your disability application. To receive these payments, substantial evidence must be presented regarding your alleged onset date (AOD). An Approved Order of Disability must be approved by the Social Security Administration before you can receive retroactive pay and back pay payments. […]