According to NerdWallet’s most recent rate analysis, the average renters insurance costs in the U.S. are $168 per annum, or approximately $14 per month. This is an estimate based on a policy that covers a hypothetical 30-year old tenant with $30,000 of personal property coverage, $100,000 liability coverage, and a $500 deductable. The national average is […]
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You may not be able to find affordable car insurance rates if you have multiple tickets or have been involved in an accident that was your fault. In addition, reckless or high-risk driving in Alaska could lead to your license being suspended, restricted or revoked. Alaska high-risk auto insurance can be an alternative option to traditional vehicle insurance that […]
Vancouver’s average car insurance cost is $516 per annum for minimum liability. Full coverage policies average $1,211 per annum. This is considerably lower than the national average car insurance cost, which is $1,674 per annum for full coverage, and $565 for minimum coverage. Even if you live in an area with higher-than-average annual premiums, finding affordable car […]
In most cases, a cell phone ticket can affect your car insurance rates. An average 30 percent increase in rates could result from a ticket for talking on the phone while driving. Talking on your cell phone while driving is a moving violation which can lead to fines and higher rates. Here’s what you need to know… […]
There are very few things that homeowners insurance can cover when it comes to sewer lines. It usually covers damage to the sewer line that is caused by an unexpected event. You will need to pay for repairs or replacements if there is a sewage backup or a chronic problem. What is homeowners insurance? Technically speaking, the […]
An agreement between an insurer and intermediary (or between an insurer and reinsurer or a retrocessionaire) based on the percent of written (or ceded) premium that will be guaranteed income to the intermediary/insurer/reinsurer. There is often a credit offset for any other commissions (regular or contingent) that are paid. This raises the question of how fees paid […]
Below are six MassHealth coverage options available to eligible people, families and people with disabilities. They are: Standard, CommonHealth and CarePlus. Family Assistance, Premium Assistance and Limited. Complete the Massachusetts Application for Health and Dental Coverage and Assistance Paying Costs (ACA-3) to apply for coverage. MassHealth will help you choose the right MassHealth program or coverage type. MassHealth […]
The Banking Act of 1933, also known as the Glass-Steagall Act, created the FDIC. FDIC is an independent agency of the government that “preserves, promotes public trust in the U.S. Financial System by insuring depositors up to $250,000 per insured banks; by identifying and monitoring the risks to the deposit insurance fund; and by limiting economic […]
It was quite unexpected! You were hit by another driver. It was a terrible accident, but now it is time to file a claim. It can be time-consuming and frustrating to work with your car insurance company after an incident. Imagine what it would be like to work with an insurance company for someone you don’t know that […]
Lack of Access to Health Care United States residents can become uninsured for many reasons, such as not having an employer that offers insurance, being born into families without health coverage, and having low incomes. One main factor contributing to uninsured status in the US is an inability to afford health care – being forced […]