Author Archives: Admin

The Commonwealth Casualty Company was founded in 2010 and is relatively new to the insurance industry. Commonwealth, based in Phoenix, Arizona, offers car, home, renters, and rideshare insurance through agents across the country. The most sought-after product offered by Commonwealth is its car insurance. Commonwealth car insurance For drivers who live in the Southwest, the Commonwealth Car […]

The Internal Revenue Service defines funeral trusts as “a ‘pooled Income Fund’ that is established by a funeral home/cemetery and to which a person transfers assets to cover future funeral or burial costs.” This can save survivors a lot and help them make difficult decisions. As a condition for admission, some nursing homes require that a funeral trust […]

If your car is totaled, its insurance provider is typically required to reimburse its actual cash value (commonly known as its book value). Insurance companies assess a vehicle’s value based on factors like its current condition, pre-accident value, and recent sales of similar cars. Determining the Value of Your Car If you want to keep […]

When an accident is minor and no injuries have been sustained, it may make sense to settle without insurance; however, doing so could leave you responsible for medical costs or car repairs incurred by other drivers involved. If the other driver was injured and you failed to report the accident, they can file suit against […]

Before purchasing a home, it’s essential to be familiar with its surrounding flood zones. Flood zones help assess risk levels, setting mandatory insurance purchase requirements and building codes in high-risk areas. Zones beginning with A or V are designated Special Flood Hazard Areas (SFHAs), having an approximate one percent risk of flooding annually. High-Risk Zones […]

The best car and home insurance bundles provide exceptional customer service, excellent mobile apps and plenty of coverage options. In addition, these policies typically feature one deductible; meaning if both your car and house are damaged simultaneously in one event, only one deductible payment will apply instead of two deductible payments being necessary. Each company […]

Subscribing your teen driver to an existing car insurance policy may be less expensive. To reduce costs further, The Zebra suggests parents encourage good grades among their teen, make sure that he or she stays in an affordable vehicle, and look into discounts available that could reduce rates. Cost of the Car Addition of teenage […]

Are you one of the many Americans who has been wondering whether the IRS checks if you had health insurance? With so much confusion surrounding healthcare laws and regulations, it’s easy to feel lost in a sea of uncertainty. But fear not! In this article, we’ll break down what the IRS requires when it comes […]

Life insurance is an essential investment that provides financial protection to your loved ones in the event of your untimely death. However, did you know that you can have a third party own your life insurance policy? Third-party ownership of life insurance policies is becoming increasingly popular, but what exactly does it mean and why […]

Are you in the market for a new life insurance policy? With so many companies to choose from, it can be overwhelming trying to decide which one is right for you. One company that often comes up in the conversation is Globe Life Insurance. But is Globe Life a good company? In this blog post, […]