Author Archives: Admin

Tennessee has a wealth of cultural and natural attractions, from the Great Smoky Mountains’ scenic highways to Graceland’s gates. According to the Federal Highway Administration Tennessee also had over 5 million vehicles registered as of 2015. According to Bankrate’s 2021 study on annual premiums, the average cost for car insurance is $1,338. There are so many cars on the roads, it […]

According to the Centers for Disease Control and Prevention, approximately 38,000 Americans are killed each year in U.S. vehicle crashes. This causes $55 billion in work losses and medical expenses. It only takes a split second for an accident, but the aftermath can last a long time. Many expenses can result from a car accident that causes […]

Before a vehicle can legally be driven in the United States, it must be insured. You must show proof of insurance to be able to drive the car home, regardless of whether you’re buying a new vehicle or replacing an old one. You may have to wait for a grace period before you can add your new […]

Renters and homeowners insurance serve one purpose: to protect the insured against loss and damages. Most home insurance policies provide either actual cash value (or replacement cost) for assigning value. Imagine your TV being damaged beyond repair by a fire in your home. The insurance company would pay you the actual cash value of the TV, which […]

Riverside drivers are required to have car insurance in order to cover their legal and financial liability in the event that an accident occurs. Although the number of California accidents has decreased by 5.1% between 2018-2019, there is still a risk of an accident. Riverside’s average car insurance cost is $739/year for minimum coverage, and $2,049/year for full coverage. […]

Car insurance in South Bend is not only cheaper than the average cost of car insurance in Indiana but the country too. South Bend drivers pay an average of $378 per year for minimum liability coverage and $1,223 for full coverage, while the national average cost of car insurance in the U.S. is $1,674 per year for the average full […]

UnitedHealthcare, the largest provider for Medicare Advantage plans, offers plans in over two-thirds all US counties. UnitedHealthcare partners with AARP to insure the Medicare products that bear the AARP brand. UnitedHealthcare has high ratings overall and three quarters of its members are in highly-rated plans. In a recent survey of members satisfaction, the provider ranked fourth among […]

Jen Smith needed a roof replacement, but she didn’t expect to be able to do it as a hurricane battered her St. Petersburg neighborhood and brought down a tree on her home. She was able to get her wish, and no one was injured. She said that she took photos, removed the tree as quickly as […]

Homeowners generally can only deduct losses experienced from disasters; however, taxpayers using their property for business may be eligible to use both the $100 subtraction rule and 10%-of-AGI rule. When an insurance or other reimbursement surpasses the cost or adjusted basis of your property, you should usually report this income on your tax return. Deductible […]

Texas employers have the option to opt out of workers’ compensation insurance; if they do so, however, they must notify their employees as well. If an employee is injured on the job, they are entitled to medical benefits that cover expenses like ambulance rides, x-rays and surgery as well as income benefits to make up […]