The rate you get for car insurance will depend on many factors. The insurance company will consider everything, from your personal factors to the impact of all your drivers. However, the insurer will use your driving record, including tickets or accidents, to determine your risk profile and your auto insurance premium. A DUI conviction can result in […]
Author Archives: Admin
The United States has a higher rate of hearing loss than most people realize. Nearly 10% of all drivers suffer from some form of hearing loss today. The AARP states that 33% of older people have some hearing loss. This percentage is doubled for those 75 years and older. The life of someone with hearing loss can be more difficult than […]
Your life insurance could be used as collateral to secure financing if you are in need of money. There are two types of loan that you can choose from when large-scale expenses occur: secured and unsecured. Although secured loans offer greater rates and higher approval chances, there is one important condition: you must provide collateral. Although you have the option to use […]
It is a multi-step process to purchase car insurance. The process begins with searching for insurance providers online and receiving personalized quotes. Next, you will choose your coverage and set your policy limits. The last step is to purchase a policy and sign it. Many car insurance companies offer same-day car insurance. This policy is effective the day […]
Even if a suicide victim has a insurance policy, it is difficult to make a financial decision for loved ones. Although life insurers will pay out in certain instances, some contractual disqualifiers may exclude policy beneficiaries from receiving a death benefit. What is the best way to cover suicide with life insurance? In many cases, life insurance […]
Florida is the nation’s leading state for uninsured motorists. According to estimates 26,7% of Florida’s drivers do not have car insurance. Insurance is required by law. Pensacola’s average car insurance cost is $2,119 for full coverage, and $908 for minimal coverage. Florida car insurance is very expensive due to the high number of uninsured drivers. There are many […]
The United States had 1,430,000.800 prisoners at the end of 2019. According to the Bureau of Justice Statistics, nearly half of federal prison inmates were either parents, step-parents or guardians of minor children between 2018 and 2019. Because of the high risk associated with their felon status, it can be difficult to get life insurance coverage to protect loved ones’ […]
Stress and grief can go hand-in-hand when a loved person dies, especially if the funeral costs are not paid in advance. Burial insurance can be a way to reduce stress and plan ahead. What is burial insurance? Burial insurance is also known as end-of-life, final expense, or funeral insurance. It is a whole-life insurance policy which is designed to […]
Montana’s vast expanse is home to thousands of Americans who have their own homes. However, home insurance is expensive in Montana. For a policy that covers $250,000 of dwelling coverage, the average annual cost for homeowners insurance is $1770. It is worth having homeowners insurance in Montana, particularly because of the state’s vulnerability to natural disasters like wildfires. It […]
East Lansing residents have a 15 minute commute, which is shorter than in other parts of Michigan. More than 40% of Michigan residents have two cars, and more than half of East Lansingers commute alone to work. East Lansing’s average car insurance rate is $809/year for minimum coverage and $1,967/year for full coverage. We compared quotes, coverages […]