Author Archives: Admin

What will be the impact on your insurance if you get a New York speeding ticket? Though there is not a set amount, it was found that a speeding ticket increased the average cost of car insurance in New York by 14%, according to Bankrate’s 2021 study of quoted annual premiums. The reason behind increased premiums after a […]

If your property insurance claim has been denied, there are steps you can take to try to reverse their decision. One approach would be appealing directly with the company by filing a formal appeal requesting that they review your case again and examine all of the facts related to your loss. Homeowners policies usually include […]

Cargo insurance can be an intricate issue to navigate, yet essential in creating fair trade practices between all companies. Dumping is a serious threat which necessitates fair-trade measures for its mitigation – the dumping margin plays a vital role when calculating how much anti-dumping duty should be imposed. Value of the Goods Value of goods […]

Your car is considered totaled under car insurance terms when its repair costs exceed its value, as determined by state laws or policies that establish total loss thresholds. Insurance companies adhere to state guidelines or thresholds when setting total loss thresholds for policies or guidelines set by them. When your car is totaled, insurers provide […]

Endowment life insurance policies combine life coverage and savings for a specific goal. While they may seem convenient, they can also be quite costly. Endowments provide a low-risk investment option with limited interest payout. Due to tax code modifications that recategorize them as modified endowment contracts, pure endowment policies are no longer sold in the […]

Are you confused about how to pay your health insurance deductible? You’re not alone! Deductibles can be a tricky part of navigating the healthcare system, but understanding how they work is crucial for getting the most out of your coverage. In this blog post, we’ll break down everything you need to know about paying your […]

Are you worried about the presence of black mold in your home or business? Apart from being unsightly, it can also cause severe health problems for you and your loved ones. But what if you have insurance – does it cover the cost of removing black mold? In this post, we’ll explore everything you need […]

Have you ever found yourself in a situation where you need to drive someone else’s car, but your name is not on the insurance policy? Maybe you’re borrowing a friend’s vehicle for an emergency or renting a car for vacation. Whatever the reason, it’s important to know whether it’s legal and safe for you to […]

Are you planning a road trip but don’t have car insurance? Or maybe your own car is in the shop and you need to rent one for a few days. But can you even rent a car without insurance? The answer may surprise you! In this blog post, we’ll explore everything you need to know […]

Uh-oh! Did you just drop and break your Verizon phone, but forgot to get insurance? Don’t worry – accidents happen, and we’ve got you covered. In this blog post, we’ll guide you through some simple steps on what to do if you find yourself in this unlucky situation. From assessing the damage to exploring repair […]