Author Archives: Admin

FR44 Insurance in Florida: Common Questions With Complete Answers

When was the Florida FR44 filing for insurance effective? What are the requirements for one? What type of policies are eligible for compliance? A person convicted in Florida of DUI must maintain an increased limit of vehicle accident liability coverage as of October 1, 2007. Minimum amounts for vehicle accident liability coverage are $100,000 per person, $300,000.00 per […]

Combating Vehicle Insurance Fraud

The annual rise in insurance premiums due to policyholders who file claims and are compensated by insurers for causing accidents is enough to make auto insurance policyholders mad. To combat criminality, there should be certain measures and everyone must take part in the fight. Even though they have a clean driving record, policyholders don’t like receiving […]

Underwriting Auto Policies

This type of insurance is the most affordable, but it also complies with all state regulations. To reduce premiums, all optional coverage such as Rental Reimbursement or Roadside Assistance is not included. Standard and Nonstandard Insurance Market There are two types of insurance markets: standard and non-standard. For drivers who have not received any traffic tickets, the […]

Theory of Selecting Car Insurance

The same effort is required to select the right car insurance as choosing the car. The market research begins months before the purchase of a car and the buyer test drives nearly all cars within his budget. However, enthusiasm for buying insurance for such a high-priced vehicle drops dramatically. Indians still view car insurance as a statutory obligation. […]

Pay-Per-Mile Auto Insurance

Gas prices are rising every year and many people are trying to find ways to save money on fuel. Despite these money-saving strategies, drivers still need to pay for their full auto insurance. We all know that there are certain corners that can’t be missed. So we think so! Many auto insurance companies are looking into a new […]

10 Surprising Things That Can Invalidate Your Car Insurance

One million drivers are uninsured in Britain, which is partially responsible for spiralling insurance costs. It is easy to think that people driving without insurance should face punishment. But did you know that there are other ways you could be driving without insurance? There are many reasons your car insurance might not pay out when you need […]

How to Know If Your Getting a Fair Shake by Your Insurance Company

Most homeowners have never dealt with insurance. It’s hard. It can be difficult to get home insurance. Most homeowners don’t know what to look for and how the insurance industry works. This is an easy guide to help you get started. 1. How to file the initial claim. Call your adjuster after the storm has passed and ask them to […]

Employment Practices Liability – Is Your Business at Risk For a Lawsuit?

Employment Practices Liability Insurance (EPLI), is an insurance policy that protects you from claims by your employees arising from the general conduct and management of your business. Is it more likely that you, as the business owner, will be sued by an outsider than by your employees? According to the Equal Employment Opportunity Commission (EEOC), […]