Author Archives: Admin

Claims adjusters can be just like any other person. Some are trainees while others have little or no experience. Others have a lot of training and experience. How can you tell which adjuster will be assigned to you if you have an insurance claim? They don’t just show up and give you a resume. Sometimes you might be […]

You might think all the media coverage about insurance company shenanigans makes their operations transparent. My mother used to say, “You have another thought coming.” We are a largely believing group. This is a major reason we got into the financial mess that we are currently trying to get out of. We’ve all learned the hard way […]

1. Always be preparedUnderstanding and knowing the terms of your insurance policy will make it easier to file insurance claims. It doesn’t matter if your policy covers your life, home, auto, or health. Keep a detailed record of all your policies. You should keep a file for every policy that you have. You can place any documents (EOBs, policy updates, […]

Still, sophisticated or not, errors are made. After twenty-five years of working in this dull and evil field, I still come across intelligent businesses that need incompetent assistance. It is often disguised as honest, professional and friendly. It amazes me how much we can tolerate, but it must be the nature of the product. Insurance can be confusing, boring, […]

The Competition Commission announced they will ban the sale and purchase of Payment Protection Insurance (PPI) at point-of-sale for loans, credit cards and store cards. An expert in personal finance estimates that as many as 50% of PPI policies worth an estimated 10 billion pounds could have been missold. This could be recovered by lenders, he suggests. […]

Many new entrepreneurs who want to make a name for themselves in their industry are often overwhelmed by the fierce competition and deep pockets. They need someone to help them not only financially, but also guide them in the right direction. Angel Investors are crucial in this situation. Angel investors are usually experienced entrepreneurs who have been […]

The employee receives this amount upon retirement. It includes employer contributions, employee contribution and interest. EPF scheme was created by the Indian government to encourage savings. Below are 10 facts about the EPF scheme. EPF is the principal scheme in the Employees’ Provident Funds & Miscellaneous Provisions Law, 1952. It is managed by the Employees’ Provision Fund Organization […]

Recently, electric cars (also known as EVs) have gained popularity. The increasing availability of electric cars and Tesla’s history of success as well rising fuel costs have led to a 40% increase in global EV sales. There are 19 EVs available from Tesla and Nissan, Kia and Porsche, and an additional 18 models that could be released before 2021. The automotive […]

If you are one of the millions of Americans covered by health insurance through their employer, chances are good that you could soon receive a rebate check for approximately $1.1 billion estimated to be distributed this year. Rebating, which involves providing money back from agents or brokers as an inducement to purchase policies, is generally […]

GEICO, Farmers and State Farm all offer rideshare insurance policies as an add-on or standalone policy to cover any gaps that might exist when working for Lyft. Lyft drivers must carry liability and rideshare coverage to legally operate their cars and protect themselves during any times when Lyft does not offer these protections. What is […]