Author Archives: Admin

Title insurance provides a guarantee that the title your lender holds on a property is free from liens or other title cloud. Let’s first define “title” and not “deed”. Each document establishes ownership in a different way. The property deed holder is the nominal owner and can live there, rent it, add or modify structures, etc. They are […]

You will likely be asked to show proof of Public Liability Insurance if you plan on providing mobile disco services. Public hire and hotel venues can determine the amount of indemnity needed. It’s worth researching the area where you intend to provide service to get an idea of the ‘PLI’ required. Although “PLI” is not […]

“The insured is our enemy; depreciation our friend.” On the first day of class at the most prestigious school of insurance in the country, a student wrote this phrase on the chalkboard. Everything was erased by the instructor at the end each day except for that phrase. Many insurance holders who have legitimate claims and are honest and […]

Sometimes, mortgage unemployment insurance is also known as job-loss mortgage insurance. Mortgage insurance, also known as credit life, is available to those who have had the opportunity to buy homes. This insurance provides protection for the buyer in case of death. In this case, the mortgage will be paid off. In the event that we lose our job, we […]

Over the last few years, much has been written on critical illness (CI), products. These articles have highlighted both the negatives as well as the positive aspects of this complicated type insurance coverage. Research shows that there is a lack trust in certain claim processes and procedures. Worse, insurers are not willing to pay expensive claims if they […]

You might be afraid to become unemployed, or you may want Income Protection Insurance. If so, you should take note of these five things that they won’t tell you (or may ignore) when you buy an income insurance policy. 1. Exclusion Period Nearly all policies include a clause that excludes unemployment claims for 120 days or […]

Most people understand why they need to insure the primary residence and vehicles they drive. Many people don’t realize how important moving insurance is when it comes to protecting their goods while they are in transit to their new destination. I’ll try to address the main concerns and answer most of the questions. Many people believe they […]

Caveat Emptor – Buyer beware! It is difficult to stay informed about insurance because there are so many insurance companies and different types of coverage. The modern business climate can make it even more difficult. You are likely to be familiar with the companies that you call for quotes if you are looking for insurance coverage for […]

1. There is no danger of inflation Real estate doesn’t lose its value. Investing in real estate will ensure that investors’ money is protected. Inflation has devalued money time and again. Inflation is a term that refers to an increase in consumer prices. It comes from economics. An increase in price can be caused by an increase in the […]

Credit unions differ from banks in that they aren’t insured by the FDIC; instead, their protection falls to another entity: The National Credit Union Administration (NCUA). NCUA insurance covers accounts of up to $250,000 per account owner across checking, savings and money market accounts; traditional and Roth IRAs as well as Keogh retirement accounts are […]