Author Archives: Admin

A Canadian conviction for impaired driving can have severe consequences. It’s embarrassing to let everyone know that you were impaired and that it is considered a crime. Because of an impaired driving conviction, even people who have never been in trouble can suddenly become convicted criminals. Another consequence is an increase in car insurance costs, […]

Truck drivers have enough experience to know the dangers of bad weather. However, it is important to be familiar with road conditions in inclement weather. Being prepared for weather conditions will help you save time and avoid any loss that may require truck insurance coverage. It is essential to be aware of the weather conditions […]

No-fault auto insurance has been in existence since the 1970’s. It was created when legislation allowed individuals to claim medical reimbursements from the company they own for any type of accident. No-fault insurance was not widely practiced back in 1970’s. However, it gained popularity in the 1990’s as some states passed legislation to make them […]

There are many options to save money on Arizona auto insurance. It is possible to get very affordable Arizona car insurance rates by bundling your homeowners and auto insurance, or taking advantage of many discounts. According to the U.S. Census Bureau Arizona has seen the greatest population growth in the past five years. Their estimated […]

A young person can find affordable auto insurance. A young person can find cheap auto insurance by shopping around and being smart about taking advantage discount and other rate reductions. For young people between 18 and 25, a regular quote can cost in the $300-$400 range per month. Sometimes, insurance companies will even charge $400 […]

What should you do if your auto insurance premium payment is late? How does a late premium payment for car insurance affect auto insurance rates? Imagine yourself enjoying a weekend with your family and then suddenly realizing that you have completely forgotten to pay your car insurance premium. Before having panic attacks, it is important […]

FEGLI offers two types of coverage: Basic and Optional. FEGLI coverage is the same regardless of whether the employee is covered by CSRS (the Civil Service Retirement System), or FERS (Federal Employees Retirement System). The employee is entitled to Basic FEGLI coverage as soon as they start work. However, the employee may choose to add one or […]

Fender benders occur every day. While damages are sometimes minor, you may still wonder whether to file an insurance claim as this can negatively impact your rates. Before filing a claim, however, it would be prudent to obtain an estimate for repairs; you might find that their cost comes in close to or under your […]

As part of a Marketplace application, it’s necessary to estimate your estimated household income. Your household typically comprises you, your spouse (if applicable), any tax dependents who require coverage (even those without health needs). To calculate your MAGI, the following factors will need to be used. 1. Estimate Your Income for the Year You Want […]

As long as your health insurance premiums are paid through payroll deduction, they qualify as tax deductible expenses. Please be aware that only certain premiums qualify. Limiting exclusion could reduce work incentives for those who place high value on health coverage, especially those who expect heavy medical use, while it might impact how employers structure […]