Author Archives: Admin

According to Bankrate’s analysis of annual premiums, homeowners insurance in Baton Rouge is less expensive than in other parts of the state. The average Baton Rouge home insurance cost is $1,599 for $250K of dwelling coverage. This compares with the $1,803 per year cost of an average Louisiana home insurance policy. Extreme weather is a frequent […]

Flood damage can be an enormously destructive threat, so unlike homeowners insurance policies which only cover water damages caused by broken pipes, flood insurance requires additional coverage – typically through the National Flood Insurance Program but private policies may also exist. Your rate can be affected by many factors, including its location, flood risk and […]

Flood damage is one of the most devastating natural disasters, so having enough coverage is absolutely crucial in protecting both your home and belongings from being lost in such an event. Assuring your home with replacement cost coverage can provide adequate protection from flooding. But how can you calculate this value? Utilizing an online home […]

Decidence over high or low deductible car insurance is ultimately determined by how comfortable you feel with how much out-of-pocket payment you must bear should a claim be filed. Financial expert Dave Ramsey recommends building up an emergency fund of at least $1,000 before choosing high deductible coverage. Increased deductibles may save drivers money on […]

Homeowners insurance provides financial protection from damage to your home and attached structures such as sheds or fences, while personal property coverage reimburses you for lost or stolen items. Your homeowners insurance premium depends on various factors, including location, credit history and home size and age. Costs Illinois homeowners insurance costs vary significantly by town […]

It can be scary when you go to the dentist and they tell you that they need to take a series of x-rays in order to help them diagnose and treat your dental issue. While it may seem like a small cost at the time, x-rays can actually end up costing quite a bit more […]

If you are the owner of a business or property that has been damaged in some way, you may be wondering what kind of insurance you need. And if you are a damage restoration company, you may be wondering what insurance covers your business. In this article, we will discuss the different types of insurance […]

In today’s world, everything is digital. This includes your insurance policies. Gone are the days when you had to print out a policy and bring it with you to every appointments. Now, all you need is your insurance certificate number. What is an insurance certificate number? It’s a unique identifier that identifies your policy in […]

Speeding is no laughing matter, and rightly so. It’s one of the most common traffic violations and can lead to serious consequences. In fact, many drivers fear that their insurance rates will go up if they get a speeding ticket. Fortunately, this is not always the case. When you contact your insurance provider, be sure […]

When you think about it, healthcare is one of the most important things in someone’s life. That’s why it’s so disheartening to hear stories like this one: a woman from Pittsburgh was turned away from the hospital because she didn’t have medical insurance. In this blog post, we will explore what you can do if […]