We as investors keep wondering when it is best to start investing in mutual funds. There are many investment options available, so choose the one that suits you best. It depends on many factors such as your age, income, risk appetite and time horizon. These parameters can change as you age. A young bachelor will not have […]
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Teens across the country are suffering from a new epidemic. It is not what one would expect. It is not alcohol or drugs, or even crime that is responsible for about 300,000 emergency room visits each year. According to the Centers for Disease Control and Prevention, motor vehicle accidents are the leading cause of death for U.S teens. Sixteen teens […]
Over half the United States’ non-elderly population — some 150 million people — receive health benefits coverage through an employer-based healthcare plan. Despite being covered by either partially or fully self-funded healthcare plans (61%) of those 150 million people, many people are still unfamiliar with the term. It’s clear that a large number of people are already enrolled […]
It shouldn’t be a difficult decision to choose the right independent agent to handle your insurance needs. You want to build a trusting relationship over the long-term. It’s not like buying a car without looking around. You shouldn’t choose an independent agent without doing your research. What should you be looking for? Learn the Difference Between Independent Agents […]
Original Medicare and Medicare Advantage both cover mental health services, which includes grief counseling. Grief counseling is typically an outpatient service and Medicare Part B contributes to the cost. After a loss, a person can experience extreme sadness or sorrow. These feelings are called feelings of grief and a person may find it helpful to seek professional […]
In terms of car accident insurance claims, there are two types of states: fault or no-fault. Some hybrids may also exist. Knowing which state you reside in will help you to determine how you can claim compensation for injuries sustained in a car accident. You can file a claim with either your insurance company or that of […]
Individual life insurance premiums cannot be deducted from your tax. Deductible payments that are made to protect someone else, such as companies using an advantage. Premiums are paid monthly or annually to keep your life insurance policy in force. You might want to take advantage of tax breaks if your payments are increasing. Your life insurance premiums cannot be […]
Out-of-network providers are those that have not contracted with your insurance to repay at a fixed rate. HMOs and other types of health insurance like EPOs don’t typically pay out-of-network doctors unless it’s an emergency. This means that you, the client, would be responsible for any charges incurred by your doctor if they are not […]
Business owners are used to doing what they have to. Sometimes we don’t stop to think about “how can I improve” or “how can I make it better”. This article, “5 Reasons to Rethink Your Marketing Strategy”, will help you get out of your rut and be excited about trying new things. 1. The location in the […]
A telemarketing strategy for insurance agencies that is effective and efficient is a key component of a successful lead generation program. To ensure that insurance agency leads are always in high profile, there are many important components to consider. Agents should create buyer personas and targeted prospect lists. They also need to use telemarketing (appointment-setting) scripts. Let’s look […]