Author Archives: Admin

Insurance is a type of risk management that protects oneself from the possibility of a future loss. Insurance can also be described as an equitable transfer of risk from one entity to the other in return for a premium. It is a guarantee of a small loss that will prevent a more severe loss. The insurer is […]

Car insurance No Claims Discount and Bonus – You may have heard of or been familiar with the terms “No Claims Discount” or “No Claims Bonus”, but you might not know what they mean if you’re a new driver or a young driver. These discounts are not available in the first year of your car insurance […]

Statistics show that you will be in an accident at some point during your driving career, regardless of whether you are the cause. No matter how competent a driver you are, you can still be harmed by other drivers’ mistakes and misjudgments. These types of accidents are usually not the fault of the driver. Examples include […]

Collision insurance covers the cost of repairing your car after an accident you cause. If you’re the owner of your vehicle, collision insurance is not necessary. However, it can be beneficial if you spend a lot time behind the wheel. Who needs collision insurance? Many drivers today don’t have the title of official owner of the […]

You’ve probably tried to fit large furniture pieces into a hatchback or estate car. Even though there are many design options that allow for easy folding seats or under-floor storage, an average car doesn’t have as much space as a small van. It is a good time to consider buying a van instead of a new car, […]

It was difficult to compare car insurance quotes from multiple providers before the internet. You could only get comparative quotes by visiting a broker who had several agencies with different companies. Even then, you might have only been given a quote from the preferred provider the broker would place most of his business. While this was […]

It’s finally here! It’s almost summer! Now is the time to clean up your RV and prepare to enjoy the outdoors in a luxurious, well-equipped motor home. The room echoes with the outrage of dedicated campers. There is one question that must be answered: How can you get cheap RV insurance? You probably don’t give much thought […]

“Car Hire Excess Waiver” is a dreadful phrase that won’t immediately ring a bell for most people. This is actually a technical term that describes a part of rental car insurance. You might want to pause before you rush to click the “NEXT” button when you think about insurance. You can save a lot on car hire […]

Michigan’s No-Fault Car Insurance system is one of the most comprehensive, complex and extensive in North America. To get a Michigan license plate, every car owner must purchase basic car insurance. It is illegal to allow your car to be driven or to be driven by someone else without insurance. No-fault insurance for car accidents is designed […]

Illinois is among the states that have chosen to not implement no fault legislation. It is difficult to determine whether an individual can claim medical expenses or income loss if they are partially or whole at fault for an accident. This can be done by knowing the details of the insurance policies that were held by […]