Author Archives: Admin

Ketamine is a medication that has been gaining traction recently, both in the medical and recreational worlds. It has been used to treat depression, anxiety, PTSD, and other mental health conditions. But does insurance cover ketamine? The answer may not be as straightforward as you’d think; it depends heavily on the type of insurance plan […]

If you’re looking for health insurance in North Carolina, you may be wondering if UHC health insurance is accepted. The good news is that UnitedHealthcare (UHC) is a major provider of medical coverage in the state and has a wide network of providers. But there are some important details to consider before you sign up […]

Health insurance is a complex system that can be difficult to understand. One of the most confusing aspects regarding health insurance is the concept of lifetime caps. What exactly are lifetime caps and how do they affect you? In this blog post, we’re going to explore what lifetime caps are and how they affect your […]

The insurance industry is complex and often difficult to understand. As a contractor, you may be asking yourself the question, “Do I need an Economy Insurance Bond Contractor insurance contract?” The answer is yes. Having the right type of insurance coverage is essential for contractors and businesses in all industries. But why do you need […]

Your driving record is used to determine your premium when you apply for car insurance coverage. A clean driving record is a key to getting better car insurance rates. A DUI conviction can lead to major changes in your car insurance. These are the possible consequences of being convicted of DUI in New Jersey. What does a […]

While purchasing insurance policies is the most traditional method of obtaining coverage, self-insurance is an alternative. Self-insurance is a way to save money and pay for losses, rather than having to pay insurance premiums. It is less common than other types of insurance but may still be an option in certain situations. In 2018, tens to thousands of employers self-insured […]

Flood damage to homes, apartments, and businesses is a major concern for many North Carolina residents. Flood damage is typically not covered by renters and homeowners insurance. Flood insurance covers buildings and contents. Unfortunately, flood insurance is only available to a very small number of North Carolina residents. Flood insurance is affordable for many. However, the cost of […]

In 2019, there were 125 267 reported traffic accidents. Drunk driving and speeding were the most common causes of fatalities, accounting for more than 30% of all crashes. Insurance companies consider high-risk drivers who have had a DUI, multiple accidents or speeding tickets on the driving record. High-risk drivers in Pennsylvania typically pay higher rates and may not […]

AM Best ratings may be mentioned when researching insurance companies. You may find particular rating information on a carrier’s website or in a review about a particular company. The AM Best rating scale does not provide much information about an insurance company, but it is more than just a letter grade. AM Best ratings are an industry standard […]

Homeowners insurance in California provides protection for swimming pools in several ways. First, liability coverage provides financial security should anyone become injured while using it. Your policy could also cover your pool under its “other structures” coverage – usually designated for sheds and gazebos but capable of including your pool as well. Damage caused by […]