People who are in an auto accident often panic. This is not helpful, especially if your auto insurance covers you and you would need to file claims. This article will provide some tips. These tips will help you decide what to do and not do.
- First, you must always call 911 and the police. If the police are unable to arrive at the scene of an accident, you can file an accident report at the nearest station. This assumes that the accident wasn’t fatal and that no one suffered severe injuries.
- Keep track of all details. It would be a good idea to take photos of the accident scene if you have a portable camera. You can also write a detailed account of the event if you don’t have a camera.
- Your words could be used against your. Never tell anyone you believe the accident was your fault. You should only tell the police and your agent about what you think happened.
- Don’t accept monetary compensation from the other party. The liability would be borne by your insurance company.
- Notify your agent and the insurance company about the accident. This will make it easier for both you and your agent.
A. The time, date, and location at which the accident occurred.
b. How many people were hurt?
c. How the accident happened
d. The speed of the other driver and your own speed
e. The direction that each driver was heading.
f. Name and contact information of witnesses at the accident scene
g. The number of the police reports
h. The extent of the damage to your vehicle.
- A rental agency may be required to rent a car. You may not be covered by your auto policy for this rental and you would have to pay the rent. It is important to understand the limits of your coverage.
- Compare insurance websites to find the best deal and a policy that will cover you when you need it. Don’t rush to purchase auto insurance. Compare and contrast until the best option is found for you.
