According to Bankrate’s 2021 study of quoted annual premiums, the average cost of car insurance in Akron, Ohio, is $388 for minimum liability and $1,110 for a full coverage policy. It is dangerous to go without Ohio car insurance because of the risk of tornadoes, flooding from Lake Erie, and occasional residual hurricanes.
Shopping for car insurance in Akron is difficult because of the risks involved. Based on factors like price, coverage, and customer satisfaction, Bankrate found that the following insurers are some of the best car insurance companies in Akron for 2021.
Find the best Akron car insurance companies
The best car insurance in Ohio could help you save money on your car insurance without cutting corners on the crucial coverage you need to protect your and your family’s finances. We used our methodology and the most recent premium data from Quadrant Info Services to find the best Akron car insurance companies. The J.D. We consulted the J.D.
USAA
USAA is the top-scoring provider in customer satisfaction. This is a fairly consistent score for this provider. However, to benefit from USAA membership, you must be a military member, veteran or a family member, making the company ineligible for official J.D. You can rank high in the power rankings. You may be eligible for military discounts. These include savings when your vehicle is stored on base, sent on an emergency deployment, and multiple policies within the same household. You also have the option of roadside assistance, which can be added to your standard types of coverage.
Erie
Erie is rated highly for customer satisfaction, just like USAA. But, the real strength of Erie is its add-on protections. These extras help ensure that your policy is effective. You have many options for adding insurance coverage to your policy, such as first accident forgiveness, windshield repairs and travel expenses. You also get locksmith protection, roadside assistance, and towing.
Geico
Geico has slightly lower customer satisfaction scores than average, but it offers excellent resources and mobile tools that will allow you to manage your policy. You have the choice of classic car, ATV or rideshare insurance. You can get a lot of discounts on your car insurance, such as vehicle safety, multi-car, and multi-policy discounts. Geico offers federal employees and members from certain organizations special affiliation discounts.
State Farm
J.D. Power’s survey shows that State Farm is the leading provider of customer satisfaction. Power’s survey, but State Farm also has great options for car insurance coverage. In addition to standard coverage, you can also choose rental car or rideshare insurance. There is also specialized coverage for sports cars, antiques and commercial auto insurance. State Farm is well-known for its signature savings programs. These include the Drive Safe & Save, Steer Clear, and Steer Clear programs that are safe for drivers. There are also discounts available for young drivers.
Auto-Owners
In addition to above-average customer satisfaction scores, Auto-Owners specializes in a series of additional protections like personal injury protection (PIP) coverage, 24/7 roadside assistance, additional expenses, gap insurance and diminished value coverage. Customers can sign up for the Personal Automobile Plus package, which offers more than 10 types additional coverage such as identity theft and replacement of cell phones. Other options include the Collision Coverage Advantage, which waives the collision deductible when both drivers in an accident are insured with Auto-Owners. These extra protections can be afforded by you using payment history, paid in full, paperless billing, advanced quote, and safety discounts.
Akron has the lowest car insurance
Car insurance in Akron, at $388 and $1,110 per year for minimum and full coverage, respectively, is just slightly more than the average cost of Ohio car insurance. The average Ohio cost for minimum coverage is $328 annually and full coverage is $1,034 at $1,034 per year. The cheapest car insurance in Ohio, however, is still less expensive than the average U.S. car insurance cost, which is $1674 per annum for a full coverage policy.
Every dollar counts when it comes to paying premiums. We consider how the price of car insurance affects the best companies. These companies are the most affordable car insurance in Akron based on market share and price. They also offer the best deals among the nation’s largest providers.
USAA is the most affordable carrier in Akron. It offers the lowest rates for qualified members on average. USAA has the highest J.D. The highest J.D. Power customer satisfaction scores. Erie and State Farm are the top-scoring providers in customer satisfaction. Auto-Owners is second and Geico third. These carriers offer affordable rates and many discounts on car insurance to help you save even more money.
Insurance requirements for Akron
Ohio car insurance laws stipulate that all drivers must carry a minimum amount of auto insurance before they can legally operate a motor vehicle. In order to meet the minimum requirements, you must carry the following coverage:
- $25,000 per person for injury/death liability
- $50,000 per accident for injury/death liability
- $25,000 per accident for property damage liability
While you should always have the minimum amount of insurance required, it is worth considering whether additional coverage might be worthwhile to protect your finances. If you lease or finance your vehicle, your lender may require that you carry additional coverage to ensure that your loan will be protected in the event of an accident. Fortunately, even agents from the cheapest car insurance companies in Ohio can help review your policy to ensure that you have adequate insurance for the car that you drive.
Akron car insurance discount
There are many types of car insurance discounts that you can use to lower the cost of your insurance and save money on your policy. These are the most common car insurance discounts Akron drivers can receive.
- Payment: Save money with payment discounts such as paperless statements and pay-in-full, early renewal, pay-in full, and advance quote.
- Driver: There are many companies that offer discounts to active duty military personnel and retirees, as well as senior citizens, teen drivers, and college students.
- Vehicle: Safety discounts for security systems or air bags could help you save money on your car’s equipment.
- Driving record: A good driving record can help you save money by being a safe driver, an insured driver, or completing a defensive driving class.
Ohio offers many savings options to help lower your auto insurance premiums. The harsh winters and all-year storms can be a danger to your vehicle. However, the right coverage can reduce those risks. Many drivers need cheap car insurance. The right discounts on car insurance could allow you to save money and get the coverage that you want.
Questions frequently asked
Which is the best auto insurance company?
The best car insurance companies vary for everyone based on a series of personalized rate factors. These include your ZIP code, the make and model of your car, your age, gender and credit score. Compare multiple quotes for auto insurance to find the one that is right for you.
What amount of car insurance do you need in Akron
Ohio law requires all drivers to have minimum coverage for their car. You must have $25,000 to cover bodily injury or death per person, $50,000 per bodily injury or death per accident, $25,000 per property damage liability per accident and $25,000 per person before you can legally drive a car. Your insurance provider will help you determine the best coverage for your vehicle.
What is the cost of Akron car insurance?
Minimum coverage is the average cost of Akron car insurance at $388. The average policy will cost $1,110 annually if you choose full coverage. You can compare quotes from multiple providers to find the best auto insurance rates.
