All drivers in Cuyahoga Falls (Ohio) must have car insurance. Car insurance covers your financial and legal responsibilities in case of an accident.Cuyahoga Falls’ average cost for car insurance is $1,022 for full coverage and $359 for minimum coverage.There were a total of26,058 crashesOhio law requires that you have car insurance in order to be covered in the event of an accident or being hit by another vehicle.
We evaluated the top insurance companies in Cuyahoga Falls based on their average premiums, discounts and customer satisfaction ratings.
The best car insurance companies in Cuyahoga Falls
There are many options for drivers looking for car insurance in Cuyahoga Fall. Erie, USAA and American Family are the top-rated car insurance providers in Cuyahoga Falls. These providers were chosen for their low rates, great discounts and comprehensive coverage options. They also received excellent ratings from J.D. Power for overall customer satisfaction. These are the top providers based on our research. They are arranged in order from lowest to highest level of coverage.
USAA
USAA is a top-rated car insurance company in the country. To be eligible for coverage, you must be a member of the military. Cuyahoga Falls residents who qualify for USAA insurance will be able to take advantage of their excellent customer service, low rates, and great discounts. USAA insurance offers discounts for driving on bases, garaging vehicles, bundling policies and being free from claims. This provider also offers financial services to military personnel and their families.
American Family
Cuyahoga Falls drivers looking to add endorsements to their policy can choose American Family as their car insurance provider. American Family offers optional coverages such as roadside assistance, gap coverage, accident forgiveness, OEM coverage and travel coverage. ForeverCar offers low-cost vehicle repair protection. Drivers also have the option to opt in to this program. These options allow you to choose the coverage that you want and need at a cost you can afford.
Erie
J.D. Power’s 2021 U.S. Auto Insurance Study, Erie ranked first for overall customer satisfaction in the North Central region. Erie was ranked first in J.D. Erie provides affordable coverage for drivers in Cuyahoga Falls. It also offers a range of discounts, a rate lock guarantee, and a disappearing-deductible. Erie also offers a variety of coverage options, including pet coverage, locksmith coverage, and auto glass repair coverage.
Auto-Owners
Auto-Owners is renowned for their great customer service, affordable rates, and discounts. Cuyahoga Falls residents can save money by getting an auto quote in advance, bundling policies, not having to make claims, and purchasing a vehicle that has safety features. Auto-Owners offers several discounts for student drivers. For additional protection, Auto-Owners allows drivers to add endorsements to their policies.
Cheapest car insurance in Cuyahoga falls
Cuyahoga Falls’ average car insurance premium is $1022 for full coverage, and $359 for minimal coverage. This is higher than the Ohio average. For comparison, the average annual cost of car insurance in Ohio is $1,034 for full coverage and just $86 for minimum coverage. The average US rate for full coverage insurance is $1,674.
The insurance company that insures your car can affect the rates you pay for insurance in Cuyahoga Falls. Some car insurance companies in Ohio are cheaper than others. Below is a table that shows the cheapest car insurance rates for Cuyahoga Falls, Ohio from the most well-known carriers. It is based on market share.
The cheapest car insurance companies in Ohio each have pros and cons, which is why you should compare providers based on factors other than price. USAA, for example, has the lowest rates but only if you’re a member of the military. There are no eligibility requirements for any of the providers on this list.
Drivers who wish to customize their policy with endorsements or coverage should consider Erie and Auto-Owners. Geico and State Farm only offer a limited range of add-ons. Although all five companies offer huge discounts, the savings available are different. Geico, for example, is the only company to offer savings for federal employees.
Insurance requirements for Cuyahoga Falls
Cuyahoga Falls requires car insurance. Drivers must carry at least 25/50/25 in personal liability insurance, which includes the following coverages:
- $25,000 bodily injury liability coverage per individual
- $50,000 bodily injury liability coverage per accident
- $25,000 per accident in property damage liability coverage
Drivers looking for cheap car insurance might be tempted to purchase a minimum coverage policy to keep costs low. It is a smart idea to increase your coverage limits for greater protection. If your financial obligations exceed the policy’s limit and you cause an accident, you will have to pay the difference.
You can also upgrade to full coverage, which provides collision and comprehensive coverage to protect your vehicle as well as coverage for medical payments. Leasing or financing vehicles often requires drivers to have full coverage until the loan is repaid.
Discounts on car insurance in Cuyahoga Falls
Many car insurance companies in Cuyahoga falls offer discounts. Each provider offers different savings, but these are the most common:
- Policy bundling discountYou might be eligible for a lower rate if you combine your home, renters, and auto insurance policies with the same company.
- Get a full discount when you pay in fullDrivers who pay their annual premium in full and upfront, instead of in monthly installments, are often eligible for a lower premium.
- Good student discountStudents in high school or college who have a minimum GPA are eligible for a discount on their insurance policies.
- Discount on vehicle safety featuresMany insurance companies offer discounts to drivers who have safety features such as anti-theft and anti-lock brakes.
Pay attention to the average savings of each discount when comparing insurance providers. There are some discounts that offer greater savings than others. Cuyahoga Falls residents can also get lower car insurance premiums by raising their deductible, improving their credit scores, and avoiding accidents and claims.
Questions frequently asked
Which is the best auto insurance company?
The best car insurance company is different for every driver. It all depends on your personal circumstances, such as the type and amount you require. Our research shows that the most popular car insurance providers include Nationwide, Geico, Amica and Geico.
What is the cost of car insurance in Cuyahoga Falls?
Cuyahoga Falls’ average cost for car insurance is $1,022 for full coverage or $359 for minimal coverage. Car insurance rates can be customized based on factors such as your age, ZIP code and credit score, claim history, driving record, and credit score.
