Kent, Washington is located between Tacoma, Seattle, and has a population of just over 131,000. Kent has the best car insurance. Kent residents pay an average of $605 per year for minimum coverage, and $1,380 annually for full coverage.
Bankrate reviewed a variety of local and national insurance companies in order to find the most affordable car insurance in Kent.
The best car insurance companies in Kent
Numerous carriers were evaluated in several categories. The J.D. score was also included. The Northwest Power auto insurance survey. We also looked at other factors, including which companies offered the best digital tools, coverage options, and discounts. To determine the average cost, we also used data on 2021 rates from Quadrant Information Service.
USAA
USAA provides the best auto insurance in Kent at a very affordable price for veterans, current military personnel and eligible family members. USAA received 883 points out of 1,000 points in the 2020 J.D. USAA’s Power score is a strong indicator of its commitment to customer service. USAA provides a variety of auto insurance coverage options including roadside assistance, personal injury protection (PIP), for a comprehensive policy.
Pemco
Pemco, a regional carrier that serves residents of Washington and Oregon is the top-ranked local carrier according to the 2020 J.D. Ratings of power. Pemco offers a wide range of coverages including $1,000 pet coverage in the event that your cat or dog is killed or injured while riding along with you. There are many discounts available for loyal customers and educators.
Progressive
Progressive might have scored lower than the industry average according to J.D. Although Progressive may not have scored as high as the industry average from J.D., it still offers a variety of discounts and possibly cheap auto insurance rates that make it worth a second glance. Progressive offers savings if you bundle your policies, pay upfront instead of in installments, and receive paperless statements.
State Farm
State Farm offers some of the most affordable insurance rates in Kent. It also has a variety of digital tools. State Farm makes it easy to get a quote, buy a policy, change your policy, or contact your agent online. If this does not work, you can contact your agent or call the customer service number. State Farm offers policy management tools that suit your preferences, no matter what they are.
Kent has the lowest car insurance
Kent’s average annual car insurance cost is $605 for minimum coverage and $1,380 to cover full coverage. This is more than the average annual cost of a full coverage policy for Washington which is approximately $1,176. The cost of car insurance in Kent, which includes full coverage, is lower than the national average at $1,674 per annum.
Bankrate compared a variety of national and local carriers to determine which ones offer competitive rates as well as high customer satisfaction ratings, financial strength, and financial strength. We also looked at the digital assets, coverage options and discounts available. USAA is the leader in the market with the lowest premiums, while J.D. scores high. The Superior Rating for financial stability with AM Best.
Geico is another carrier that has a high J.D. Geico has higher J.D. scores and an AM Best ranking. Also, you will find that Travelers, State Farm and Progressive all have lower minimum coverage costs than the average.
Kent insurance requirements
Washington requires that drivers have minimum auto insurance. This includes minimum coverage of 25/50/10 in liability
- $25,000 for bodily injury/death of one person in an accident
- $50,000 for bodily injury/death of two people in an accident
- In an accident, $10,000 property damage coverage
These are the minimum requirements. Many people choose to have more coverage in order to get more financial protection or add-on options. Washington ranks 5th in the country with regards to the number of uninsured drivers on the roads. Your optional uninsured motorist coverage will pay for your medical bills and lost wages if you are in an accident with another driver without insurance.
Kent offers car insurance discounts
You can save more on your car insurance in Kent by taking advantage of all the discounts available. Check to see if you are eligible for discounts such:
- Many carriers offer discounts for paperless statements if you choose to receive your statements electronically instead of in the mail.
- Defensive driving: Participating in a course approved for defensive driving can help you to learn valuable safety skills as well as comply with applicable laws. You may also save premiums, provided that the carrier approves.
- Safety equipment: Find out if your vehicle has safety features such as anti-theft systems, airbags, or anti-lock brakes to see if you are eligible for additional savings.
- Bundling: This is a great way to save money. You can bundle your policy with the same company that you purchased your renters or homeowners insurance through. Bundling is a great way to save time and money.
While discounts can help you save money on your premiums, there are still other savings options. You should see a decrease in your premiums if your deductible is higher and you are willing to pay more if you have a case. Another smart way to save is comparison shopping. Comparing different carriers will give you insight into which one offers the best coverage options to your budget.
Questions frequently asked
Which is the best auto insurance company?
The best Kent car insurance company is one that offers the most coverage for your budget. They also have a commitment to customer care, financial stability, and offer customers digital assets for better policy administration. Bankrate also reviewed many national carriers and found Geico USAA, Amica and Amica to be excellent choices and well worth your attention.
What is the cost of car insurance in Kent?
The average cost of car insurance in Kent each year is $605 for minimum coverage and $1,380 to cover full coverage. These rates are close to the national average. However, your rates may be higher or lower. Insurance rates depend on many factors such as your zip code, driving record, age, coverage options, and the discounts you select.
