According to the Texas Department of Transportation database, there were 265 vehicle accidents in Midland, Texas in 2020. According to Bankrate’s 2021 study on annual premiums, Midland car insurance costs average $449 and $1678, respectively. To financially protect yourself from an accident and keep your expenses down, you need to locate the lowest priced car insurance Midland.
Texas, like most other states, requires car insurance. It is also illegal to drive without it. The Midland rates were compared to determine the best deal. We also compared third-party scores, customer satisfaction ratings, and discounts.
Midland’s best car insurance companies
Four companies stand out as the most affordable in Midland after comparing rates, customer reviews, and financial strength from over a dozen auto insurance companies.
Geico
Geico is the best choice for drivers looking for cheap car insurance in Midland. Geico offers 16 discounts that you can combine to maximize your savings. Geico claims that you can save up to $500 in just 15 minutes by getting a quote. Geico is ranked third in Texas for customer satisfaction.
USAA
J.D. Power’s study shows that USAA has high customer satisfaction in Texas. According to J.D. Power’s study. Power’s study shows that customers are happy, claims processing is quick and insurance costs are $100 cheaper than the average citywide. USAA insures only veterans, military personnel, and their families.
All over the country
Nationwide could be the best option for Midlands residents who have a clean driving record. Nationwide offers discounts to drivers who have not been in an accident. They also offer the possibility to enroll in Nationwide’s telematics program, Smart Ride. After downloading the app, you will receive 10% and 40% off your premiums for safe driving.
White Mountains
Midland residents can get White Mountains car insurance through Esurance. It’s easy to buy car coverage through the website’s coverage advisor. They ask you simple questions to help you choose the right car insurance. White Mountains car insurance is the best affordable car insurance in Midland for drivers who can easily buy and manage their car insurance online.
Midland has the lowest car insurance
Average Premiums in Midland: $449 for minimum coverage, $1,678 to full insurance. These rates are significantly lower than the Texas average of $524, and $1823. Take a few moments to get multiple car insurance quotes Midland so you can compare the rates. The following carriers may be a good place to start if you aren’t sure where to begin:
Each carrier focuses on a different type driver. Geico is an affordable, good-quality car insurance company that offers comprehensive coverage for drivers who are looking for affordable coverage. USAA is available only to military personnel and their families.
Allstate and Nationwide are the best options for drivers who have a clean driving record and are looking for full coverage. Mercury Insurance is a better option for drivers who have had to cancel their insurance due to past convictions or accidents.
Insurance requirements for the Midlands
To legally drive in the Midlands, drivers must have minimum car insurance.
- $30,000 per person in bodily injury
- $60,000 per accident in bodily injury
- $25,000 in property damage per accident
But, minimum car insurance might not suffice. Car loan companies require that you have full coverage insurance. Even if your vehicle is free and clear, you will still need to have liability insurance. This will not cover any damages to your vehicle.
Midland car insurance discounts
Midland residents can take advantage of these discounts:
- Discounts for military personnel
- Driving courses for defensive driving
- Multi-car
- Anti-theft system
Bundling your homeowners and renters insurance with the same company will result in significant savings. No matter your driving record or other factors, enrolling in a carrier’s telematics program could save you up to 40% on your premiums. An app will be required to track your driving habits. You’ll be rewarded for driving safely by receiving discounts on your premiums
Questions frequently asked
Which is the best auto insurance company?
MIdland has many reputable car insurance providers. There are many reputable car insurance companies in MIdland. Some are national, large carriers, while others are regional, smaller businesses. Geico and USAA are the most popular car insurance companies in Midland based on their customer ratings and prices. The best way to determine which one is right for you is to get multiple car insurance quotes Midland and compare what each has to offer.
What is the cost of car insurance in Midland?
We did some research on the cost of Midland car insurance annually. We received quotes from many carriers and found that the average cost for minimum coverage was $449 per annum. The average annual premium for full insurance (liability/comprehensive and collision) is $1,678
Is MIdland car insurance cheaper than Texas?
The average cost of car insurance in Texas for full coverage is $1,823 and $524 respectively. Midland rates are $449 to $1,678, which is lower than the state average.
What amount of car insurance do you need in Midland, TX
30/60/25 liability coverage is required to cover at least $30,000 for bodily injury per person, $60,000 per accident for bodily injury and $25,000 per accident for property damage.
