Best cheap car insurance in Tacoma for 2021

Over 212,000 people live in Tacoma, Washington. The average commute time is around 30 minutes. Good auto insurance coverage is essential in Tacoma because of the amount of time spent in the car. The City of Destiny drivers can expect to pay $626 annually for minimum car insurance. A full coverage policy will cost $1,428.

Bankrate compared auto insurance providers to find out which offers Tacoma residents the most value. There are many options available for affordable rates as well as a variety of coverage options.

Tacoma’s best car insurance companies

There are many car insurance companies in Tacoma. However, a few standout for their low rates and high customer satisfaction ratings. This information was combined with other attributes like financial strength and discounts to help Bankrate determine which Tacoma car insurance companies offer the greatest benefits for their customers.

USAA

USAA is at the top of this list. It has been serving military service personnel, veterans, and their families for almost one hundred year. You can find special coverage options like gap insurance and accident forgiveness, no matter if you are currently serving in Fort Lewis or a former member of the military.

PEMCO

PEMCO, a regional provider serving Washington and Oregon residents, is one of the top-rated companies on 2020 J.D. The Northwest Region has a high power score. This provider offers unique policies, including pet coverage in the event that your pet gets hurt while riding in your vehicle. You will also find rideshare coverage useful if you are a driver for Uber or Lyft.

Geico

Geico was founded over 75 years ago to offer auto insurance for federal workers. Today, Geico is the 2nd-largest auto insurer provider in the nation. It offers a wide range of coverage options and discounts for nearly all drivers. Geico scores an amazing 834 out 1000 on the J.D. The Power score is a sign of high customer satisfaction in the Northwest.

Progressive

Progressive is just behind Geico as the third largest auto insurer provider in the U.S., and also appears on the 2020 J.D. Although not as high as some other providers, Power Score is good. Progressive offers customers a variety of discounts, from multi-policy to good student discounts. Progressive offers an optional Deductible Savings bank, which will deduct $50 from your collision and comprehensive deductibles for each policy period that you renew.

Tacoma has the lowest car insurance

Tacoma’s average car insurance rates are slightly lower than those in the United States at $1,674/year. There are many carriers that offer cheap Tacoma car insurance to fit any budget.

Bankrate compared several carriers in the Northwest and found that USAA had the lowest rates for members who meet the criteria. Geico and Progressive match each other closely in terms of rates, but Progressive is known for its extensive discounts. State Farm and Travelers are strong contenders. Both offer highly-rated mobile apps that allow you to manage your policy from anywhere. Or, you can contact the agents directly for each carrier.

Tacoma insurance requirements

Washington state, like almost everywhere else, requires mandatory auto insurance coverage. This includes minimum liability coverage at 25/50/10.

  • $25,000 per person for bodily injury/death
  • $50,000 for bodily injury/death of two people per accident
  • Property damage up to $10,000 per accident

In the event of an at-fault collision, purchasing only the minimum amount of auto coverage could make you financially vulnerable. Experts recommend buying the best coverage for your budget. Washington is the fifth most populous state with regards to uninsured motorist coverage.

Tacoma car insurance discount

With car insurance premiums for Tacoma at an average of $626 per annual for minimum coverage, it may be worthwhile to look into any discounts for premiums. There are many options, including:

  • Bundling – It’s a smart move to save money on your homeowner, renter or condo insurance by purchasing from the same company.
  • Military Discount: Members often get additional savings with many carriers, both local and national.
  • Paid in-full – If you’re able to pay your premiums one-time, rather than monthly, some carriers may offer upfront savings if you choose this payment option.
  • Safety equipment: You can get discounts on premiums if your vehicle has safety features such as anti-lock brakes or airbags.

While discounts are a great way to save money, there are other ways to get the best car insurance in Tacoma. Your premiums will be lower if you increase your deductible for comprehensive and collision coverage. However, you may have to pay more from your pocket. It is also a good idea to shop around and compare rates between multiple carriers as rates and options can vary greatly from one carrier.

Questions frequently asked

Which is the best auto insurance company?

The best car Insurance requires that you research which one provides the most options and is within your budget. You need to select one that offers competitive rates and provides financial stability. Bankrate reviewed many carriers and found USAA and Geico to be the best.

What is the cost of car insurance in Tacoma?

Average car insurance costs in Tacoma are $626 per annum for minimum coverage and $1,428 for full coverage. Your rates will be determined by many factors such as your zip code, driving record, credit score, and age. This means that your rates could be higher or lower depending upon your personal circumstances.