Taylor in Michigan is in Detroit’s Downriver area. It had a population 60,922 as of 2019. Taylor contains approximately six miles (Telegraph Road), and the crucial intersection of I-94/I-75. Nearly 90% of residents drive to work. Since 2017, Taylor has experienced fewer fatalities than Michigan in all.
Taylor’s average annual car insurance rate is $1,396 for minimum coverage and $3,101 for full coverage. These rates are much higher than the already high-average annual rates in Michigan ($948 minimum coverage and $2,309 complete). This is not surprising considering the volume of highway traffic in Taylor.
Taylor drivers have many ways to save money on their premiums. To find the best option, we compared multiple providers. We compared their customer service, discounts offered, and annual premiums.
Taylor’s best car insurance companies
These are the top four insurance companies in Taylor. Although cost was an important aspect, it wasn’t the only one. We also looked at the company’s customer satisfaction ranking and the coverage provided, as well as valuable discounts.
|Insurance Company||J.D. J.D.||Average Annual Premium for Minimum Insurance||Average annual premium for full coverage|
|Westfield||836 / 100||$147||$2,218|
|Travelers||828 / 100||$259||$3,586|
|Geico||851 / 100||$1,343||$2,314|
|Auto-Owners||845 / 100||$1,035||$2,300|
Westfield is a Ohio-based company that specializes in car insurance. It only writes in the ten Midwestern states. Westfield has a small market focus which has allowed it to build a strong reputation for customer service and claims handling. Power Index North Central Region
As shown in the chart, Westfield’s auto insurance policies are great value and offer low rates. Take advantage of the many discounts offered by Westfield, such as its Wespak program, which offers benefits when you bundle your auto insurance with a Westfield homeowner policy.
Travelers has a strong financial foundation and received an A++ rating by AM Best. The Travelers Car Insurance offers excellent discounts to younger drivers, and a new vehicle replacement for a longer period than other insurance companies.
Although Travelers may not be the most affordable option for basic car insurance coverage, it is possible to get lower premiums by taking advantage of the many discounts that Travelers offers. These discounts include homeownership, multi-policy, and multi-vehicle discounts. You can also get a 10% discount if you renew your policy before it expires.
Geico is a well-respected company for its customer service. J.D. Power awarded Geico the 852/100 highest ranking in its North Central region for 2020. Power also named Geico the “best car insurance company” of the year. Customers highly rate the company’s claims-handling efficiency, roadside assistance program, and overall customer service.
Geico car insurance policies tend to be in the middle of the price range. However, they are known for offering many discount opportunities which make their pricing very affordable. You can also save on your premium if you are a member of one the 800 groups within Geico’s group affiliation discount program.
Auto-Owners was also awarded high marks in the 2020 J. D. Power North Central customer satisfaction ranking (845/100). This is due to the ease of filing claims and researching policies on Auto-Owners’ website.
An agent can only sell Auto-Owners policies through a large network of independent agents. Ask their agents about the many discounts offered to auto policyholders. This includes multi-policy, advance quotes, and paperless billing.
Taylor has the lowest car insurance
|Insurance Company||Average Annual Premium for Minimum Insurance||Average annual premium for full coverage|
Taylor’s average annual car insurance premiums are much higher than the national average, which is $565 for minimum coverage and $1674 for complete coverage. Nevertheless, there are some companies that offer Taylor drivers competitive rates.
These five companies are well-known for their quality coverage and reasonable rates, compared to the average in the region. Our list also includes Auto-Owners and Travelers as the top car insurance companies in Taylor.
While Travelers’ minimum coverage is very low, their full coverage costs more than any other provider on this list. USAA is a provider that has been consistently ranked nationally for outstanding customer service. However, it is available only to eligible military personnel and their families. Progressive and MetLife are both well-respected providers that offer decent rates in the area.
Taylor insurance requirements
Michigan law requires three types of coverage for no-fault auto insurance:
- Personal Injury Protection (PIP). This coverage covers all medical expenses incurred as a result of a car accident. The new Michigan law allows drivers to opt-out or reduce this insurance, provided that a minimum level is maintained for car-related injuries.
- Property Protection (PPI: This coverage covers damage to property of other people, such as buildings and fences, up to $1,000,000
- Residual Liability Insurance/ Bodily Injury & Property Damage: This no-fault coverage is required. It provides payments for losses that you cause, but you are not liable for any injuries or damages.
Remember that the minimum required coverage is not enough to cover your vehicle or you in an accident. Comparing providers will help you to save money and find lower rates to get more comprehensive or complete coverage over the long-term.
Taylor: Car insurance discounts
These discounts are offered by most providers for auto insurance policies.
- Good student
- Safe driver
- Anti-theft or safety devices
Bundling discounts are the most popular and often most significant form of discount. For maximum savings, consolidate all of your insurance policies with one carrier.
Questions frequently asked
Which is the best auto insurance company?
Your best car insurer may not be the same as someone else’s. To find the best provider for you, it’s a good idea research all providers in your area and compare them. Talk to a licensed agent if you have any questions.
What is the cost of Taylor car insurance?
Taylor’s average car insurance cost is $1,396, although rates for drivers will vary depending on many factors. To make an informed decision, it is important to get multiple quotes from reputable car insurers.