Arlington residents, like all of Texas have to pay high premiums for their home insurance. Despite having pleasant weather all year, Arlington is susceptible to tornadoes and other severe storms.
Arlington Texas home insurance costs $2,405 annually for policies with $250,000 coverage. The national average for home insurance is $1,477 per year. Texas home insurance is generally more expensive than Texas. This is due to the many perils Texas is exposed to.
We compared Arlington’s 2021 rates, coverage options, online tools and accessibility to help you choose the best Arlington home insurance company.
Best home insurance Arlington
Bankrate narrowed the list of providers to find the best five home insurance companies in Arlington. We used J.D. customer satisfaction ratings and the average policy price to determine this. Arlington residents will be interested in Power & Associates as well as which providers offer attractive options.
USAA
J.D. consistently scores high in customer satisfaction surveys. USAA offers insurance to military personnel and their immediate families. USAA provides all of the essential coverages and offers ways to add additional coverage such as flood insurance.
All over the country
Nationwide is Arlington’s best affordable homeowners insurance option with an average annual premium $1,622. Nationwide also offers Better Roof Replacement which improves the roofing materials when it’s time to replace the roof.
State Farm
State Farm, a well-known insurer, offers policyholders discounts. People can manage their policies online and via the app from anywhere they are.
Allstate
Allstate’s online presence is vital in today’s digital world. Allstate is Arlington’s best home insurance provider. They offer a wide range of tools and resources online, as well as a multitude of coverage options and ways to save on your premium.
Progressive
Progressive’s home insurance premiums are higher than the average among the five providers. Progressive is still a great option for Arlington insurance. Basic coverage includes personal liability, loss and personal possessions.
Arlington insurance options
Arlington does not require homeowners insurance, but a mortgage lender might. Homeowners insurance is a popular choice because it protects you financially. There are many reasons to get adequate coverage, including the 1 in 35 chance that you will be the victim of a property offense.
The annual insurance cost will almost always be less than the costs of recovering from a natural disaster. Some people may consider adding coverage such as:
- Flood insurance: The City of Arlington is a participant in the National Flood Insurance Program. Contact your agent to find out more or use FEMA’s Flood Insurance website.
- Guaranteed replacement cost: This coverage will cover you for replacing property after taking out depreciation.
- Hail and wind: Arlington is located in Tornado Alley. Arlington homeowners may choose to have hail and wind coverage. You may need additional coverage if windstorm damage is not covered by your policy.
- Personal property endorsement: You can add additional endorsements to your policy to provide financial protection if you have valuables that are not covered by the policy limits.
Arlington home insurance discounts
Insurance can offer discounts on things that you wouldn’t do otherwise. Here are some ways you can save on Arlington home insurance
- Discount for new homes: Home insurance is usually less expensive if the home is older.
- Discount on home safety equipment: You may be eligible for a discount on security systems or carbon monoxide detectors.
- Discount on Claims: This discount is based on how long it has been since you filed a claim.
- Bundling: You can get a discount on multiple insurance products (auto, home, and life) if you sign up with the same insurance company.
Questions frequently asked
Which is the best company for home insurance?
Consider what you are most concerned about, what companies offer the best rates, discounts, and what coverage options will best suit your needs.
What is the cost of Arlington home insurance?
Arlington, Texas home insurance costs $2,405 annually for $250,000 coverage.
Arlington: How much do I need to insure my home?
Calculating the replacement value of your Arlington home, if it needed to be rebuilt today, is the first step in determining how much Arlington insurance you require. Add the cost of replacing your possessions and assets. Talk to your insurance agent about how you can combine your unique circumstances into a home policy that suits your needs best.
