Uhaul is a popular rental truck company that offers a variety of services for those who need to move. One question that many people have is whether or not they need insurance when renting a Uhaul truck. The answer to this question is not always simple, as it depends on a number of factors. In this blog post, we will explore some of the things you need to consider when deciding whether or not to get insurance when renting a Uhaul truck.
What is Uhaul?
U-Haul is an American moving equipment and storage rental company, based in Phoenix, Arizona. It was founded by L. S. Shoen in 1945, and today has more than 22,000 locations across the United States. The company offers a variety of do-it-yourself moving and storage services, including truck rentals, trailer rentals, self-storage units, and packing supplies.
What is the Uhaul insurance policy?
If you’re thinking about renting a Uhaul without insurance, you should know that the Uhaul insurance policy is designed to protect the company’s interests, not yours. The policy provides limited coverage for damages to the truck and its contents, and it doesn’t cover any damage to other property or injuries to people. So if you’re in an accident or your truck is stolen, you could be on the hook for a lot of money.
The bottom line is that it’s not worth the risk to rent a Uhaul without insurance. If something goes wrong, you could end up paying thousands of dollars out of pocket. And even if nothing happens, you’ll still have to pay for the insurance policy itself. So save yourself some hassle and expense and get insured before you hit the road.
How much does Uhaul insurance cost?
Uhaul insurance costs vary depending on the type of insurance you need and the length of time you need it for. The most common type of Uhaul insurance is their Damage Waiver, which covers you for any damage to the truck or its contents while you are using it. The cost of this waiver depends on the value of the truck, with prices starting at $9.95 for trucks valued at $0-$5,000. For higher valued trucks, the cost increases incrementally, up to a maximum of $19.95 for trucks valued at over $25,000. If you need insurance for a shorter period of time, such as just one day, rates start at $4.95.
Do I need insurance to rent a Uhaul?
If you’re renting a Uhaul truck, you are required to have insurance. You can either purchase insurance through Uhaul or provide proof of your own insurance. If you don’t have insurance, Uhaul offers three different protection plans that will cover your rental:
-The Safe Trip Protection Plan covers the cost of repairs or replacement if your rental truck is in an accident.
-The Cargo Protection Plan covers the cost of repairs or replacement for any cargo damaged while in your rental truck.
-The Liability Protection Plan provides liability coverage in case you damage someone else’s property while driving your rental truck.
How do I get insurance for my Uhaul rental?
If you’re renting a Uhaul, you may be wondering if you need insurance. The answer is yes, you will need to get insurance for your rental. There are a few different ways to do this.
One way is to purchase insurance through the rental company. This is typically pretty easy to do and can be done online or over the phone. However, it’s important to check with your personal auto insurance policy first to see if you’re already covered. You might be surprised to find that you don’t need to purchase additional insurance at all!
Another way to insure your Uhaul rental is by using a credit card that offers rental car insurance coverage. This benefit is often included with premium cards, so it’s definitely worth looking into if you have one of these cards. Keep in mind that there may be some restrictions on this coverage, so be sure to read the fine print before assuming you’re fully covered.
Finally, you can also purchase standalone rental car insurance from a variety of different companies. This is usually pretty affordable and easy to do, and it will give you peace of mind knowing that your rental is fully protected in case of an accident or other mishap.
Conclusion
Yes, you can rent a Uhaul without insurance, but it is not recommended. If something were to happen to the truck while you are driving it, you would be responsible for all the damages. The cost of the rental plus the repairs could end up being much more than if you had just gotten insurance in the first place. It’s always better to be safe than sorry, so we recommend getting insurance when renting a Uhaul truck.