Can Short-Term Health Insurance Be Renewed?


In the current insurance landscape, there are a lot of options for health coverage. One type of coverage that has become popular in recent years is short term health insurance. This article will explain what short term health insurance is and whether or not it can be renewed.

What is short term health insurance?

Short term health insurance is a type of health insurance that provides coverage for a short period of time, usually 3 to 12 months. This type of health insurance is often used by people who are between jobs or waiting for their regular health insurance to begin. Short term health insurance can be renewed, but there are some things to keep in mind before doing so.

How long does short term health insurance last?

Short term health insurance plans typically last for a period of three months, but can be renewed for up to three additional months. While these plans are not required to provide the same level of coverage as ACA-compliant plans, they can be a good option for those who need temporary coverage or who are between jobs.

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Can short term health insurance be renewed?

The answer to this question is a bit complicated. While some short term health insurance plans can be renewed, others cannot. It all depends on the state in which you live and the insurer that you have your policy with.

If you are looking to renew your short term health insurance policy, the best thing to do is to contact your insurer and ask them about their renewal policies. Each company is different, so it’s important to get all the information from your particular insurer before making any decisions.

Pros and cons of short term health insurance

Short term health insurance can be a great option for those who are between jobs, waiting for benefits to kick in, or simply need a coverage gap. However, it’s important to be aware of the pros and cons of this type of insurance before signing up.

One of the main pros of short term health insurance is that it can be much cheaper than traditional health insurance. This is because it generally has fewer benefits and covers less than a regular policy. Additionally, short term health insurance plans often have shorter terms, so you won’t be locked into a long-term contract.

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However, there are some downsides to short term health insurance to be aware of as well. One is that it generally doesn’t cover pre-existing conditions, so if you have an existing health condition, you’ll likely need to find another type of coverage. Additionally, short term health insurance plans can be cancelled at any time by the insurer, so if your needs change, you may suddenly find yourself without coverage. Finally, many short term health insurance plans have high deductibles, so you’ll need to be prepared to pay out-of-pocket for medical expenses if you do get sick or injured.

How to compare short term health insurance plans

When you are looking for a short term health insurance plan, there are a few things that you will want to keep in mind. First, you will want to make sure that the plan you are considering covers the basics. This includes things like doctor visits, prescription drugs, and hospital stays. You will also want to make sure that the plan has a good reputation and is affordable.

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There are a few different ways that you can compare short term health insurance plans. One way is to go online and look at various websites that offer this type of coverage. This can be a good way to get an idea of what is available and how much it will cost. Another way to compare plans is to contact a few different companies and ask for quotes. This can give you a good idea of what each company offers and how much they charge.

Once you have compared a few different plans, you will be able to make an informed decision about which one is right for you. Keep in mind that the most important thing is to find a plan that meets your needs and is affordable. Do not let the price be the only factor that you consider when choosing a short term health insurance plan.


There you have it! All the information you need to know about renewing your short term health insurance policy. Whether you’re looking to renew for another term or convert to a long-term plan, we hope this guide has provided you with the clarity and direction you need. As always, our team is here to help answer any questions you may have along the way.